USDA loans allow borrowers to finance 100% of the value of their home, making them the only loans available to the public that are NO MONEY DOWN mortgage financing. If the home you’d like to finance is in a rural or suburban community, and you have a history of paying your bills on time, you could be approved for a USDA loan. Let us help you decide if you qualify. Many would-be applicants are not aware they live in a USDA qualifying region.
USDA loans, also known as Rural Development or RD loans, are government insured (through the USDA Rural Development Guaranteed Housing Loan Program), and offer many benefits to borrowers that other loans simply cannot compete with such as low fixed rates, low mortgage insurance and no money down financing. By offering flexible “common sense” underwriting guidelines, the USDA insures it abides by its mission and commitment to the support and development of rural America by offering affordable home loans.
We at usdardloan.com are committed to educating prospective borrowers about every aspect of USDA financing. Our website includes step-by-step guides to assist with pre-qualification, selecting a credible realtor, making an offer on a home, contract acceptance and loan closing. We exist to help you realize your dream of home ownership with a USDA Loan.