Current USDA Rates

When considering a loan your interest rate is a key factor in determining your monthly payment. Rates for USDA Loans are at historic lows. With Low rates you will be able to afford more of a home. Now is the time to take advantage of low rates.


How do USDA Rates compare with other loans?

Credit Score Below 620 620-639 640-679 680-719 720-850
USDA Loans Call for Rates 4.375% 4.25% 4.25% 4.00%
FHA Loans Not Eligible Not Eligible 4.375% 4.50% 4.25%
VA Loans Not Eligible 4.50% 4.50% 4.25% 4.00%
Conventional Loans Not Eligible Not Eligible Not Eligible 4.50% 4.00%

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