When considering a loan, your interest rate is a key factor in determining your monthly payment. Rates for USDA Loans are at historic lows. With a lower rate you will be able to afford more of a home. Now is the time to take advantage of low rates.
How do USDA rates compare with other loans?
| Credit Score | Below 620 | 620-639 | 640-679 | 680-719 | 720-850 |
|---|---|---|---|---|---|
| USDA Loans | Call for Rates | 4.375% | 4.25% | 4.25% | 4.00% |
| FHA Loans | Not Eligible | Not Eligible | 4.375% | 4.50% | 4.25% |
| VA Loans | Not Eligible | 4.50% | 4.50% | 4.25% | 4.00% |
| Conventional Loans | Not Eligible | Not Eligible | Not Eligible | 4.50% | 4.00% |
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