USDA Loans in Alaska

USDA LOAN BENEFITS IN ALASKA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN ALASKA
Nearly 100% of Alaska is eligible for a USDA Loan. With no money down and flexible interest rates, a USDA Loan will be sure to get you the most affordable payments for your situation. Apply now for a USDA Loan to get into the home of your dreams in the great state of Alaska.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Alaska.

County 1-4 With Road System 5-8 With Road System 1-4 Without Road System 5-8 Without Road System
Aleutians West Census $99,600 $131,450 $153,200 $202,200
Anchorage $99,600 $131,450 $153,200 $202,200
Bethel Census $99,600 $131,450 $153,200 $202,200
Bristol Bay Borough $99,600 $131,450 $153,200 $202,200
Denali Borough $99,600 $131,450 $153,200 $202,200
Dillingham Census $99,600 $131,450 $153,200 $202,200
Fairbanks North Star Borough $99,600 $131,450 $153,200 $202,200
Haines Borough $99,600 $131,450 $153,200 $202,200
Hoonah Angoon Census $99,600 $131,450 $153,200 $202,200
Juneau City and Borough $99,600 $131,450 $153,200 $202,200
Kenai Peninsula Borough $99,600 $131,450 $153,200 $202,200
Ketchikan Gateway Borough $99,600 $131,450 $153,200 $202,200
Kodiak Island Borough $99,600 $131,450 $153,200 $202,200
Lake and Peninsula Borough $99,600 $131,450 $153,200 $202,200
Matanuska Susitna Borough $99,600 $131,450 $153,200 $202,200
Nome Census $99,600 $131,450 $153,200 $202,200
North Slope Borough $99,600 $131,450 $153,200 $202,200
Northwest Arctic Borough $99,600 $131,450 $153,200 $202,200
Petersburg Census $99,600 $131,450 $153,200 $202,200
Prince of Wales Hyder Census $99,600 $131,450 $153,200 $202,200
Sitka City and Borough $99,600 $131,450 $153,200 $202,200
Skagway Municipality $99,600 $131,450 $153,200 $202,200
Southeast Fairbanks Census $99,600 $131,450 $153,200 $202,200
Valdez Cordova Census $99,600 $131,450 $153,200 $202,200
Wade Hampton Census $99,600 $131,450 $153,200 $202,200
Wrangell City and Borough $99,600 $131,450 $153,200 $202,200
Yakutat City and Borough $99,600 $131,450 $153,200 $202,200
Yukon Koyukuk Census $99,600 $131,450 $153,200 $202,200

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