USDA Loans in Arkansas

USDA LOAN BENEFITS IN ARKANSAS
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN ARKANSAS
Many areas of Arkansas will qualify for a USDA Loan. If you have a credit score above 620, are looking to buy a home in a rural area and qualify based on the income guidelines below, apply now for a USDA Loan in Arkansas.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Arkansas.

County 1-4 With Road System 5-8 With Road System
Arkansas $75,650 $99,850
Ashley $75,650 $99,850
Baxter $75,650 $99,850
Benton $75,650 $99,850
Boone $75,650 $99,850
Bradley $75,650 $99,850
Calhoun $75,650 $99,850
Carroll $75,650 $99,850
Chicot $75,650 $99,850
Clark $75,650 $99,850
Clay $75,650 $99,850
Cleburne $75,650 $99,850
Cleveland $75,650 $99,850
Columbia $75,650 $99,850
Conway $75,650 $99,850
Craighead $75,650 $99,850
Crawford $75,650 $99,850
Crittenden $75,650 $99,850
Cross $75,650 $99,850
Dallas $75,650 $99,850
Desha $75,650 $99,850
Drew $75,650 $99,850
Faulkner $75,650 $99,850
Franklin $75,650 $99,850
Fulton $75,650 $99,850
Garland $75,650 $99,850
Grant $75,650 $99,850
Greene $75,650 $99,850
Hempstead $75,650 $99,850
Hot Spring $75,650 $99,850
Howard $75,650 $99,850
Independence $75,650 $99,850
Izard $75,650 $99,850
Jackson $75,650 $99,850
Jefferson $75,650 $99,850
Johnson $75,650 $99,850
Lafayette $75,650 $99,850
Lawrence $75,650 $99,850
Lee $75,650 $99,850
Lincoln $75,650 $99,850
Little River $75,650 $99,850
Logan $75,650 $99,850
Lonoke $75,650 $99,850
Madison $75,650 $99,850
Marion $75,650 $99,850
Miller $75,650 $99,850
Mississippi $75,650 $99,850
Monroe $75,650 $99,850
Montgomery $75,650 $99,850
Nevada $75,650 $99,850
Newton $75,650 $99,850
Ouachita $75,650 $99,850
Perry $75,650 $99,850
Phillips $75,650 $99,850
Pike $75,650 $99,850
Poinsett $75,650 $99,850
Polk $75,650 $99,850
Pope $75,650 $99,850
Prairie $75,650 $99,850
Pulaski $75,650 $99,850
Randolph $75,650 $99,850
Saline $75,650 $99,850
Scott $75,650 $99,850
Searcy $75,650 $99,850
Sebastian $75,650 $99,850
Sevier $75,650 $99,850
Sharp $75,650 $99,850
St Francis $75,650 $99,850
Stone $75,650 $99,850
Union $75,650 $99,850
Van Buren $75,650 $99,850
Washington $75,650 $99,850
White $75,650 $99,850
Woodruff $75,650 $99,850
Yell $75,650 $99,850
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