USDA Loans in Colorado

USDA LOAN BENEFITS IN COLORADO
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN COLORADO
Many areas in Colorado will qualify for a USDA Loan. Major cities such as Denver and Colorado Springs will not be eligible due to their size for a USDA Loan, but Colorado has many cities that will meet the population requirement. If you have a 620 credit score and meet the income guidelines below, apply not for a USDA Loan in Colorado.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in .

County Name Family Size 1-4 Family Size 5-8
Adams $91,850 $121,250
Alamosa $77,900 $102,850
Arapahoe $91,850 $121,250
Archuleta $78,650 $103,800
Baca $77,900 $102,850
Bent $77,900 $102,850
Boulder $94,600 $124,850
Broomfield $91,850 $121,250
Chaffee $77,900 $102,850
Cheyenne $78,650 $103,800
Clear Creek $91,850 $121,250
Conejos $77,900 $102,850
Costilla $77,900 $102,850
Crowley $77,900 $102,850
Custer $77,900 $102,850
Delta $77,900 $102,850
Denver $91,850 $121,250
Dolores $77,900 $102,850
Douglas $91,850 $121,250
Eagle $94,600 $124,850
El Paso $84,400 $111,400
Elbert $94,600 $124,850
Fremont $77,900 $102,850
Garfield $89,550 $118,200
Gilpin $93,950 $124,000
Grand $89,700 $118,400
Gunnison $82,800 $109,300
Hinsdale $86,050 $113,600
Huerfano $77,900 $102,850
Jackson $77,900 $102,850
Jefferson $91,850 $121,250
Kiowa $77,900 $102,850
Kit Carson $77,900 $102,850
La Plata $85,550 $112,950
Lake $77,900 $102,850
Larimer $89,500 $118,150
Las Animas $77,900 $102,850
Lincoln $77,900 $102,850
Logan $77,900 $102,850
Mesa $77,900 $102,850
Mineral $81,200 $107,200
Moffat $77,900 $102,850
Montezuma $77,900 $102,850
Montrose $77,900 $102,850
Morgan $77,900 $102,850
Otero $77,900 $102,850
Ouray $86,450 $114,100
Park $91,850 $121,250
Phillips $77,900 $102,850
Pitkin $98,450 $129,950
Prowers $77,900 $102,850
Pueblo $77,900 $102,850
Rio Blanco $83,400 $110,100
Rio Grande $77,900 $102,850
Routt $93,350 $123,200
Saguache $77,900 $102,850
San Juan $77,900 $102,850
San Miguel $94,600 $124,850
Sedgwick $77,900 $102,850
Summit $94,600 $124,850
Teller $83,800 $110,600
Washington $77,900 $102,850
Weld $78,650 $103,800
Yuma $77,900 $102,850
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