USDA Loans in Delaware

USDA LOAN BENEFITS IN DELAWARE
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN DELAWARE
Many parts of Delaware are eligible for a USDA Loan, including Middletown, Smyrna, Little Creek, Wyoming, Riverview, Harrington, Milton, Bridgeville, Georgetown, Long Neck and Millsboro and the surrounding areas. If you have any question whether your area qualifies for a USDA Loan, please check with us as many times the boundaries are not as clear cut as city lines. To qualify for a USDA Loan you will need to meet the income limits that are posted by the USDA Loan Program.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Delaware.

County Name Family Size 1-4 Family Size 5-8
Kent $79,200 $104,550
New Castle $93,750 $123,750
Sussex $79,200 $104,550
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