USDA Loans in Florida

USDA LOAN BENEFITS IN FLORIDA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN FLORIDA
Even though the Sunshine State has areas with a large number of people, there are still many parts of Florida that qualify for a USDA Home Loan. Backed by the US Government, the USDA Home Loan is a NO MONEY DOWN Loan. With many parts of Florida being eligible, it is a good idea to see if you qualify for a USDA Home Loan. USDA income limits vary by county and household size. Below are all the counties in Florida that have eligible areas for USDA financing along with the limits based off household size.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Florida.

County Name Family Size 1-4 Family Size 5-8
Alachua $75,650 $99,850
Baker $75,650 $99,850
Bay $75,650 $99,850
Bradford $75,650 $99,850
Brevard $75,650 $99,850
Broward $91,050 $120,200
Calhoun $75,650 $99,850
Charlotte $75,650 $99,850
Citrus $75,650 $99,850
Clay $77,400 $102,150
Collier $83,750 $110,550
Columbia $75,650 $99,850
DeSoto $75,650 $99,850
Dixie $75,650 $99,850
Duval $77,400 $102,150
Escambia $75,650 $99,850
Flagler $75,650 $99,850
Franklin $75,650 $99,850
Gadsden $75,650 $99,850
Gilchrist $75,650 $99,850
Glades $75,650 $99,850
Gulf $75,650 $99,850
Hamilton $75,650 $99,850
Hardee $75,650 $99,850
Hendry $75,650 $99,850
Hernando $75,650 $99,850
Highlands $75,650 $99,850
Hillsborough $75,650 $99,850
Holmes $75,650 $99,850
Indian River $75,650 $99,850
Jackson $75,650 $99,850
Jefferson $75,650 $99,850
Lafayette $75,650 $99,850
Lake $75,650 $99,850
Lee $75,650 $99,850
Leon $75,650 $99,850
Levy $75,650 $99,850
Liberty $75,650 $99,850
Madison $75,650 $99,850
Manatee $75,650 $99,850
Marion $75,650 $99,850
Martin $75,650 $99,850
Miami Dade $80,850 $106,700
Monroe $109,600 $144,650
Nassau $77,400 $102,150
Okaloosa $78,650 $103,800
Okeechobee $75,650 $99,850
Orange $75,650 $99,850
Osceola $75,650 $99,850
Palm Beach $87,550 $115,550
Pasco $75,650 $99,850
Pinellas $75,650 $99,850
Polk $75,650 $99,850
Putnam $75,650 $99,850
Santa Rosa $75,650 $99,850
Sarasota $75,650 $99,850
Seminole $75,650 $99,850
St Johns $77,400 $102,150
St Lucie $75,650 $99,850
Sumter $75,650 $99,850
Suwannee $75,650 $99,850
Taylor $75,650 $99,850
Union $75,650 $99,850
Volusia $75,650 $99,850
Wakulla $76,850 $101,450
Walton $75,650 $99,850
Washington $75,650 $99,850

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