USDA Loans in Georgia

USDA LOAN BENEFITS IN GEORGIA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN GEORGIA
Although the downtown and heavily populated areas such as Atlanta and Savannah do not qualify for a USDA Loan, there are many areas just outside the city that will be eligible. Areas that qualify for a USDA Loan are not as clearly defined as city lines, so if you meet the credit score minimum and income guidelines please apply and we will do the rest to see if you qualify for a USDA Loan.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Georgia.

County Name Family Size 1-4 Family Size 5-8
Appling $75,650 99,850
Atkinson $75,650 $99,850
Bacon $75,650 $99,850
Baker $75,650 $99,850
Baldwin $75,650 $99,850
Banks $75,650 $99,850
Barrow $82,600 $109,050
Bartow $82,600 $109,050
Ben Hill $75,650 $99,850
Berrien $75,650 $99,850
Bibb $75,650 $99,850
Bleckley $75,650 $99,850
Brantley $75,650 $99,850
Brooks $75,650 $99,850
Bryan $75,650 $99,850
Bulloch $75,650 $99,850
Burke $75,650 $99,850
Butts $75,650 $99,850
Calhoun $75,650 $99,850
Camden $75,650 $99,850
Candler $75,650 $99,850
Carroll $82,600 $109,050
Catoosa $75,650 $99,850
Charlton $75,650 $99,850
Cha tdam $75,650 $99,850
Chattahoochee $75,650 $99,850
Chattooga $75,650 $99,850
Cherokee $82,600 $109,050
Clarke $75,650 $99,850
Clay $75,650 $99,850
Clayton $82,600 $109,050
Clinch $75,650 $99,850
Cobb $82,600 $109,050
Coffee $75,650 $99,850
Colquitt $75,650 $99,850
Columbia $75,650 $99,850
Cook $75,650 $99,850
Coweta $82,600 $109,050
Crawford $75,650 $99,850
Crisp $75,650 $99,850
Dade $75,650 $99,850
Dawson $82,600 $109,050
Decatur $75,650 $99,850
DeKalb $82,600 $109,050
Dodge $75,650 $99,850
Dooly $75,650 $99,850
Dougherty $75,650 $99,850
Douglas $82,600 $109,050
Early $75,650 $99,850
Echols $75,650 $99,850
Effingham $75,650 $99,850
Elbert $75,650 $99,850
Emanuel $75,650 $99,850
Evans $75,650 $99,850
Fannin $75,650 $99,850
Fayette $82,600 $109,050
Floyd $75,650 $99,850
Forsy td $82,600 $109,050
Franklin $75,650 $99,850
Fulton $82,600 $109,050
Gilmer $75,650 $99,850
Glascock $75,650 $99,850
Glynn $75,650 $99,850
Gordon $75,650 $99,850
Grady $75,650 $99,850
Greene $75,650 $99,850
Gwinnett $82,600 $109,050
Habersham $75,650 $99,850
Hall $75,650 $99,850
Hancock $75,650 $99,850
Haralson $75,650 $99,850
Harris $75,650 $99,850
Hart $75,650 $99,850
Heard $82,600 $109,050
Henry $82,600 $109,050
Houston $82,100 $108,350
Irwin $75,650 $99,850
Jackson $75,650 $99,850
Jasper $82,600 $109,050
Jeff Davis $75,650 $99,850
Jefferson $75,650 $99,850
Jenkins $75,650 $99,850
Johnson $75,650 $99,850
Jones $75,650 $99,850
Lamar $75,650 $99,850
Lanier $75,650 $99,850
Laurens $75,650 $99,850
Lee $75,650 $99,850
Liberty $75,650 $99,850
Lincoln $75,650 $99,850
Long $75,650 $99,850
Lowndes $75,650 $99,850
Lumpkin $75,650 $99,850
Macon $75,650 $99,850
Madison $75,650 $99,850
Marion $75,650 $99,850
McDuffie $75,650 $99,850
McIntosh $75,650 $99,850
Meriwe tder $75,650 $99,850
Miller $75,650 $99,850
Mitchell $75,650 $99,850
Monroe $75,650 $99,850
Montgomery $75,650 $99,850
Morgan $75,650 $99,850
Murray $75,650 $99,850
Muscogee $75,650 $99,850
Newton $82,600 $109,050
Oconee $75,650 $99,850
Ogle tdorpe $75,650 $99,850
Paulding $82,600 $109,050
Peach $75,650 $99,850
Pickens $82,600 $109,050
Pierce $75,650 $99,850
Pike $82,600 $109,050
Polk $75,650 $99,850
Pulaski $75,650 $99,850
Putnam $75,650 $99,850
Quitman $75,650 $99,850
Rabun $75,650 $99,850
Randolph $75,650 $99,850
Richmond $75,650 $99,850
Rockdale $82,600 $109,050
Schley $75,650 $99,850
Screven $75,650 $99,850
Seminole $75,650 $99,850
Spalding $82,600 $109,050
Stephens $75,650 $99,850
Stewart $75,650 $99,850
Sumter $75,650 $99,850
Talbot $75,650 $99,850
Taliaferro $75,650 $99,850
Tattnall $75,650 $99,850
Taylor $75,650 $99,850
Telfair $75,650 $99,850
Terrell $75,650 $99,850
tdomas $75,650 $99,850
Tift $75,650 $99,850
Toombs $75,650 $99,850
Towns $75,650 $99,850
Treutlen $75,650 $99,850
Troup $75,650 $99,850
Turner $75,650 $99,850
Twiggs $75,650 $99,850
Union $75,650 $99,850
Upson $75,650 $99,850
Walker $75,650 $99,850
Walton $82,600 $109,050
Ware $75,650 $99,850
Warren $75,650 $99,850
Washington $75,650 $99,850
Wayne $75,650 $99,850
Webster $75,650 $99,850
Wheeler $75,650 $99,850
White $75,650 $99,850
Whitfield $75,650 $99,850
Wilcox $75,650 $99,850
Wilkes $75,650 $99,850
Wilkinson $75,650 $99,850
Wor td $75,650 $99,850

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