USDA Loans in Indiana

USDA LOAN BENEFITS IN INDIANA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN INDIANA
The largest cities in Indiana may not qualify for a USDA Loan but many of the suburbs and outlying areas do qualify. As a general rule you may qualify for a USDA Loan if your community has less than 35,000 people. USDA Loans do have set income limits based on the county you live in and the number of people in your household.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Indiana.

Income Limits for USDA Loans in Indiana

County Name Family Size 1 -4 Family Size 5 – 8
Adams $75,650 $99,850
Allen $75,650 $99,850
Bartholomew $78,400 $103,500
Benton $75,650 $99,850
Blackford $75,650 $99,850
Boone $79,000 $104,300
Brown $79,000 $104,300
Carroll $75,650 $99,850
Cass $75,650 $99,850
Clark $75,650 $99,850
Clay $75,650 $99,850
Clinton $75,650 $99,850
Crawford $75,650 $99,850
Daviess $75,650 $99,850
Dearborn $82,000 $108,250
Decatur $75,650 $99,850
DeKalb $75,650 $99,850
Delaware $75,650 $99,850
Dubois $80,500 $106,250
Elkhart $75,650 $99,850
Fayette $75,650 $99,850
Floyd $75,650 $99,850
Fountain $75,650 $99,850
Franklin $82,000 $108,250
Fulton $75,650 $99,850
Gibson $76,600 $101,100
Grant $75,650 $99,850
Greene $75,650 $99,850
Hamilton $79,000 $104,300
Hancock $79,000 $104,300
Harrison $75,650 $99,850
Hendricks $79,000 $104,300
Henry $75,650 $99,850
Howard $75,650 $99,850
Huntington $75,650 $99,850
Jackson $75,650 $99,850
Jasper $81,800 $108,000
Jay $75,650 $99,850
Jefferson $75,650 $99,850
Jennings $75,650 $99,850
Johnson $79,000 $104,300
Knox $75,650 $99,850
Kosciusko $75,650 $99,850
LaGrange $75,650 $99,850
Lake $76,050 $100,400
LaPorte $76,050 $100,400
Lawrence $75,650 $99,850
Madison $79,000 $104,300
Marion $79,000 $104,300
Marshall $75,650 $99,850
Martin $75,650 $99,850
Miami $75,650 $99,850
Monroe $75,650 $99,850
Montgomery $75,650 $99,850
Morgan $79,000 $104,300
Newton $76,050 $100,400
Noble $75,650 $99,850
Ohio $82,000 $108,250
Orange $75,650 $99,850
Owen $75,650 $99,850
Parke $75,650 $99,850
Perry $75,650 $99,850
Pike $75,650 $99,850
Porter $76,050 $100,400
Posey $75,650 $99,850
Pulaski $75,650 $99,850
Putnam $75,650 $99,850
Randolph $75,650 $99,850
Ripley $75,650 $99,850
Rush $75,650 $99,850
Scott $75,650 $99,850
Shelby $79,000 $104,300
Spencer $77,650 $102,500
St Joseph $75,650 $99,850
Starke $75,650 $99,850
Steuben $75,650 $99,850
Sullivan $75,650 $99,850
Switzerland $75,650 $99,850
Tippecanoe $75,650 $99,850
Tipton $79,000 $104,300
Union $75,650 $99,850
Vanderburgh $75,650 $99,850
Vermillion $75,650 $99,850
Vigo $75,650 $99,850
Wabash $75,650 $99,850
Warren $75,650 $99,850
Warrick $75,650 $99,850
Washington $75,650 $99,850
Wayne $75,650 $99,850
Wells $75,650 $99,850
White $75,650 $99,850
Whitley $75,650 $99,850

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