USDA Loans in Kansas

USDA LOAN BENEFITS IN KANSAS
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

KANSAS USDA ELIGIBILITY
To be eligible for a USDA Loan you need to meet a few basic criteria. For example, you must be able to prove that you have a history of paying your bills on time. Also, to qualify for a USDA Loan you will need to be purchasing a home in a community approved by the USDA Loan Program. This typically consists of cities less than 35,000 people, but these areas are not easily defined by city lines, so the best way to know if your home would qualify is to apply and let one of our certified USDA Loan Agents take care of the rest.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Kansas.

Income Limits for USDA Loans in Kansas

County Name Family Size 1 -4 Family Size 5 – 8
Allen $75,650 $99,850
Anderson $75,650 $99,850
Atchison $75,650 $99,850
Barber $75,650 $99,850
Barton $75,650 $99,850
Bourbon $75,650 $99,850
Brown $75,650 $99,850
Butler $75,750 $100,000
Chase $75,650 $99,850
Chautauqua $75,650 $99,850
Cherokee $75,650 $99,850
Cheyenne $75,650 $99,850
Clark $75,650 $99,850
Clay $75,650 $99,850
Cloud $75,650 $99,850
Coffey $76,050 $100,400
Comanche $75,650 $99,850
Cowley $75,650 $99,850
Crawford $75,650 $99,850
Decatur $75,650 $99,850
Dickinson $75,650 $99,850
Doniphan $75,650 $99,850
Douglas $82,250 $108,550
Edwards $75,650 $99,850
Elk $75,650 $99,850
Ellis $75,900 $100,200
Ellsworth $75,650 $99,850
Finney $75,650 $99,850
Ford $75,650 $99,850
Franklin $75,650 $99,850
Geary $75,650 $99,850
Gove $75,650 $99,850
Graham $75,650 $99,850
Grant $77,850 $102,750
Gray $75,750 $100,000
Greeley $76,700 $101,250
Greenwood $75,650 $99,850
Hamilton $75,650 $99,850
Harper $75,650 $99,850
Harvey $75,750 $100,000
Haskell $75,650 $99,850
Hodgeman $75,650 $99,850
Jackson $75,650 $99,850
Jefferson $75,650 $99,850
Jewell $75,650 $99,850
Johnson $84,300 $111,300
Kearny $75,650 $99,850
Kingman $75,650 $99,850
Kiowa $75,650 $99,850
Labette $75,650 $99,850
Lane $75,650 $99,850
Leavenworth $84,300 $111,300
Lincoln $75,650 $99,850
Linn $84,300 $111,300
Logan $75,650 $99,850
Lyon $75,650 $99,850
Marion $75,650 $99,850
Marshall $75,650 $99,850
McPherson $83,600 $110,350
Meade $75,650 $99,850
Miami $84,300 $111,300
Mitchell $75,650 $99,850
Montgomery $75,650 $99,850
Morris $75,650 $99,850
Morton $75,650 $99,850
Nemaha $75,650 $99,850
Neosho $75,650 $99,850
Ness $75,650 $99,850
Norton $75,650 $99,850
Osage $75,650 $99,850
Osborne $75,650 $99,850
Ottawa $75,650 $99,850
Pawnee $75,650 $99,850
Phillips $75,650 $99,850
Pottawatomie $75,650 $99,850
Pratt $75,650 $99,850
Rawlins $75,650 $99,850
Reno $75,650 $99,850
Republic $75,650 $99,850
Rice $75,650 $99,850
Riley $75,650 $99,850
Rooks $75,650 $99,850
Rush $75,650 $99,850
Russell $75,650 $99,850
Saline $75,650 $99,850
Scott $79,500 $104,950
Sedgwick $75,750 $100,000
Seward $75,650 $99,850
Shawnee $75,650 $99,850
Sheridan $75,650 $99,850
Sherman $75,650 $99,850
Smith $75,650 $99,850
Stafford $75,650 $99,850
Stanton $75,650 $99,850
Stevens $75,650 $99,850
Sumner $76,850 $101,450
Thomas $85,700 $113,100
Trego $75,650 $99,850
Wabaunsee $75,650 $99,850
Wallace $75,650 $99,850
Washington $75,650 $99,850
Wichita $75,650 $99,850
Wilson $75,650 $99,850
Woodson $75,650 $99,850
Wyandotte $84,300 $111,300
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