USDA Loans in Louisiana

USDA LOAN BENEFITS IN LOUISIANA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN LOUISIANA
To be eligible for a USDA Loan, the home you are purchasing must be located in an approved area set forth by the USDA Loan Program. These areas typically have populations of less than 35,000 people, so cities such as New Orleans and Baton Rouge will not qualify. However, many of the suburbs surrounding these large cities will qualify for a USDA Loan in Louisiana.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Louisiana.

County Income Limits

County Name Family Size1 -4 Family Size 5 – 8
Acadia Perish $75,650 $99,850
Allen Parish $75,650 $99,850
Ascension Parish $76,350 $100,800
Assumption Parish $75,650 $99,850
Avoyelles Parish $75,650 $99,850
Beauregard Parish $75,650 $99,850
Bienville Parish $75,650 $99,850
Bossier Parish $75,650 $99,850
Caddo Parish $75,650 $99,850
Calcasieu Parish $75,650 $99,850
Caldwell Parish $75,650 $99,850
Cameron Parish $75,650 $99,850
Catahoula Parish $75,650 $99,850
Claiborne Parish $75,650 $99,850
Concordia Parish $75,650 $99,850
De Soto Parish $75,650 $99,850
East Baton Rouge Parish $76,350 $100,800
East Carroll Parish $75,650 $99,850
East Feliciana Parish $76,350 $100,800
Evangeline Parish $75,650 $99,850
Franklin Parish $75,650 $99,850
Grant Parish $75,650 $99,850
Iberia Parish $75,650 $99,850
Iberville Parish $76,350 $100,800
Jackson Parish $75,650 $99,850
Jefferson Davis Parish $75,650 $99,850
Jefferson Parish $75,650 $99,850
La Salle Parish $75,650 $99,850
Lafayette Parish $75,650 $99,850
Lafourche Parish $75,650 $99,850
Lincoln Parish $75,650 $99,850
Livingston Parish $76,350 $100,800
Madison Parish $75,650 $99,850
Morehouse Parish $75,650 $99,850
Natchitoches Parish $75,650 $99,850
Orleans Parish $75,650 $99,850
Ouachita Parish $75,650 $99,850
Plaquemines Parish $75,650 $99,850
Pointe Coupee Parish $76,350 $100,800
Rapides Parish $75,650 $99,850
Red River Parish $75,650 $99,850
Richland Parish $75,650 $99,850
Sabine Parish $75,650 $99,850
St Bernard Parish $75,650 $99,850
St Charles Parish $75,650 $99,850
St Helena Parish $76,350 $100,800
St James Parish $76,900 $101,500
St John the Baptist Parish $75,650 $99,850
St Landry Parish $75,650 $99,850
St Martin Parish $75,650 $99,850
St Mary Parish $75,650 $99,850
St Tammany Parish $75,650 $99,850
Tangipahoa Parish $75,650 $99,850
Tensas Parish $75,650 $99,850
Terrebonne Parish $75,650 $99,850
Union Parish $75,650 $99,850
Vermilion Parish $75,650 $99,850
Vernon Parish $75,650 $99,850
Washington Parish $75,650 $99,850
Webster Parish $75,650 $99,850
West Baton Rouge Parish $76,350 $100,800
West Carroll Parish $75,650 $99,850
West Feliciana Parish $76,350 $100,800
Winn Parish $75,650 $99,850
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