USDA Loans in Mississippi

<strongUSDA LOAN BENEFITS IN MISSISSIPPI
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN MISSISSIPPI
Did you know that most cities and towns in the great state of Mississippi qualify for a USDA Loan? Generally speaking, USDA Loan guidelines are that if your community has less than 35,000 residents it will qualify for a USDA Loan. Many cities Like Oxford, Canton, Laurel, and Corinth just to name a few will qualify! To know for sure what areas do qualify for USDA financing contact one of our certified USDA Loan agents today.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Mississippi.

Income Limits for USDA Loans in Mississippi

County Name Family Size 1 -4 Family Size 5 – 8
Adams $75,650.00 $99,850.00
Alcorn $75,650.00 $99,850.00
Amite $75,650.00 $99,850.00
Attala $75,650.00 $99,850.00
Benton $75,650.00 $99,850.00
Bolivar $75,650.00 $99,850.00
Calhoun $75,650.00 $99,850.00
Carroll $75,650.00 $99,850.00
Chickasaw $75,650.00 $99,850.00
Choctaw $75,650.00 $99,850.00
Claiborne $75,650.00 $99,850.00
Clarke $75,650.00 $99,850.00
Clay $75,650.00 $99,850.00
Coahoma $75,650.00 $99,850.00
Copiah $75,650.00 $99,850.00
Covington $75,650.00 $99,850.00
DeSoto $75,650.00 $99,850.00
Forrest $75,650.00 $99,850.00
Franklin $75,650.00 $99,850.00
George $75,650.00 $99,850.00
Greene $75,650.00 $99,850.00
Grenada $75,650.00 $99,850.00
Hancock $75,650.00 $99,850.00
Harrison $75,650.00 $99,850.00
Hinds $75,650.00 $99,850.00
Holmes $75,650.00 $99,850.00
Humphreys $75,650.00 $99,850.00
Issaquena $75,650.00 $99,850.00
Itawamba $75,650.00 $99,850.00
Jackson $75,650.00 $99,850.00
Jasper $75,650.00 $99,850.00
Jefferson $75,650.00 $99,850.00
Jefferson Davis $75,650.00 $99,850.00
Jones $75,650.00 $99,850.00
Kemper $75,650.00 $99,850.00
Lafayette $76,350.00 $100,800.00
Lamar $75,650.00 $99,850.00
Lauderdale $75,650.00 $99,850.00
Lawrence $75,650.00 $99,850.00
Leake $75,650.00 $99,850.00
Lee $75,650.00 $99,850.00
Leflore $75,650.00 $99,850.00
Lincoln $75,650.00 $99,850.00
Lowndes $75,650.00 $99,850.00
Madison $75,650.00 $99,850.00
Marion $75,650.00 $99,850.00
Marshall $75,650.00 $99,850.00
Monroe $75,650.00 $99,850.00
Montgomery $75,650.00 $99,850.00
Neshoba $75,650.00 $99,850.00
Newton $75,650.00 $99,850.00
Noxubee $75,650.00 $99,850.00
Oktibbeha $75,650.00 $99,850.00
Panola $75,650.00 $99,850.00
Pearl River $75,650.00 $99,850.00
Perry $75,650.00 $99,850.00
Pike $75,650.00 $99,850.00
Pontotoc $75,650.00 $99,850.00
Prentiss $75,650.00 $99,850.00
Quitman $75,650.00 $99,850.00
Rankin $75,650.00 $99,850.00
Scott $75,650.00 $99,850.00
Sharkey $75,650.00 $99,850.00
Simpson $75,650.00 $99,850.00
Smith $75,650.00 $99,850.00
Stone $75,650.00 $99,850.00
Sunflower $75,650.00 $99,850.00
Tallahatchie $75,650.00 $99,850.00
Tate $75,650.00 $99,850.00
Tippah $75,650.00 $99,850.00
Tishomingo $75,650.00 $99,850.00
Tunica $75,650.00 $99,850.00
Union $75,650.00 $99,850.00
Walthall $75,650.00 $99,850.00
Warren $75,650.00 $99,850.00
Washington $75,650.00 $99,850.00
Wayne $75,650.00 $99,850.00
Webster $75,650.00 $99,850.00
Wilkinson $75,650.00 $99,850.00
Winston $75,650.00 $99,850.00
Yalobusha $75,650.00 $99,850.00
Yazoo $75,650.00 $99,850.00
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