USDA Loans in Missouri

USDA LOAN BENEFITS IN MISSOURI
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN MISSOURI
To qualify for a USDA Loan, the community where you are buying your home should have less than 35,000 people. Large cities in Mimssouri such as St. Louis and Kansas City will not qualify for a USDA Loan because of their size, but many of their suburbs are excellent candidates for a USDA Loan. If you meet the income and credit guidelines, apply now to prequalify for a USDA Loan and let one of our certified USDA Loan agents do the rest of the work in determining if your home qualifies.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Missouri.

Income Limits for Missouri

County Name Family Size 1 -4 Family Size 5 – 8
Adair $75,650 $99,850
Andrew $75,650 $99,850
Atchison $75,650 $99,850
Audrain $75,650 $99,850
Barry $75,650 $99,850
Barton $75,650 $99,850
Bates $75,650 $99,850
Benton $75,650 $99,850
Bollinger $75,650 $99,850
Boone $83,400 $110,100
Buchanan $75,650 $99,850
Butler $75,650 $99,850
Caldwell $84,300 $111,300
Callaway $75,650 $99,850
Camden $75,650 $99,850
Cape Girardeau $75,650 $99,850
Carroll $75,650 $99,850
Carter $75,650 $99,850
Cass $84,300 $111,300
Cedar $75,650 $99,850
Chariton $75,650 $99,850
Christian $75,650 $99,850
Clark $75,650 $99,850
Clay $84,300 $111,300
Clinton $84,300 $111,300
Cole $80,500 $106,250
Cooper $75,650 $99,850
Crawford $75,650 $99,850
Dade $75,650 $99,850
Dallas $75,650 $99,850
Daviess $75,650 $99,850
DeKalb $75,650 $99,850
Dent $75,650 $99,850
Douglas $75,650 $99,850
Dunklin $75,650 $99,850
Franklin $80,950 $106,850
Gasconade $75,650 $99,850
Gentry $75,650 $99,850
Greene $75,650 $99,850
Grundy $75,650 $99,850
Harrison $75,650 $99,850
Henry $75,650 $99,850
Hickory $75,650 $99,850
Holt $75,650 $99,850
Howard $83,400 $110,100
Howell $75,650 $99,850
Iron $75,650 $99,850
Jackson $84,300 $111,300
Jasper $75,650 $99,850
Jefferson $80,950 $106,850
Johnson $75,650 $99,850
Knox $75,650 $99,850
Laclede $75,650 $99,850
Lafayette $84,300 $111,300
Lawrence $75,650 $99,850
Lewis $75,650 $99,850
Lincoln $80,950 $106,850
Linn $75,650 $99,850
Livingston $75,650 $99,850
Macon $75,650 $99,850
Madison $75,650 $99,850
Maries $75,650 $99,850
Marion $75,650 $99,850
McDonald $75,650 $99,850
Mercer $75,650 $99,850
Miller $75,650 $99,850
Mississippi $75,650 $99,850
Moniteau $75,650 $99,850
Monroe $75,650 $99,850
Montgomery $75,650 $99,850
Morgan $75,650 $99,850
New Madrid $75,650 $99,850
Newton $75,650 $99,850
Nodaway $75,650 $99,850
Oregon $75,650 $99,850
Osage $80,500 $106,250
Ozark $75,650 $99,850
Pemiscot $75,650 $99,850
Perry $75,650 $99,850
Pettis $75,650 $99,850
Phelps $75,650 $99,850
Pike $75,650 $99,850
Platte $84,300 $111,300
Polk $75,650 $99,850
Pulaski $75,650 $99,850
Putnam $75,650 $99,850
Ralls $75,650 $99,850
Randolph $75,650 $99,850
Ray $84,300 $111,300
Reynolds $75,650 $99,850
Ripley $75,650 $99,850
Saline $75,650 $99,850
Schuyler $75,650 $99,850
Scotland $75,650 $99,850
Scott $75,650 $99,850
Shannon $75,650 $99,850
Shelby $75,650 $99,850
St Charles $80,950 $106,850
St Clair $75,650 $99,850
St Francois $75,650 $99,850
St Louis $80,950 $106,850
St Louis $80,950 $106,850
Ste. Genevieve $75,650 $99,850
Stoddard $75,650 $99,850
Stone $75,650 $99,850
Sullivan $75,650 $99,850
Taney $75,650 $99,850
Texas $75,650 $99,850
Vernon $75,650 $99,850
Warren $80,950 $106,850
Washington $75,650 $99,850
Wayne $75,650 $99,850
Webster $75,650 $99,850
Worth $75,650 $99,850
Wright $75,650 $99,850

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