USDA Loans in Montana

USDA LOAN BENEFITS IN MONTANA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN MONTANA
USDA Loans have flexible underwriting guidelines. In order to qualify for a USDA Loan the home you want to buy must be located in a USDA eligible area. As a general rule, an area is deemed eligible for a USDA Loan if the community has less than 35,000 people. Many cities in Montana will qualify for a USDA Loan.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Montana.

Income Limits for USDA Loans in Montana

County Name Family Size 1 -4 Family Size 5 – 8
Beaverhead $75,650 $99,850
Big Horn $75,650 $99,850
Blaine $75,650 $99,850
Broadwater $75,650 $99,850
Carbon $75,650 $99,850
Carter $75,650 $99,850
Cascade $75,650 $99,850
Chouteau $75,650 $99,850
Custer $75,650 $99,850
Daniels $75,650 $99,850
Dawson $75,650 $99,850
Deer Lodge $75,650 $99,850
Fallon $80,050 $105,650
Fergus $75,650 $99,850
Flathead $75,650 $99,850
Gallatin $81,800 $108,000
Garfield $75,650 $99,850
Glacier $75,650 $99,850
Golden Valley $75,650 $99,850
Granite $75,650 $99,850
Hill $75,650 $99,850
Jefferson $91,200 $120,400
Judith Basin $75,650 $99,850
Lake $75,650 $99,850
Lewis and Clark $84,650 $111,750
Liberty $75,650 $99,850
Lincoln $75,650 $99,850
Madison $75,650 $99,850
McCone $75,650 $99,850
Meagher $75,650 $99,850
Mineral $75,650 $99,850
Missoula $75,650 $99,850
Musselshell $75,650 $99,850
Park $75,650 $99,850
Petroleum $75,650 $99,850
Phillips $75,650 $99,850
Pondera $75,650 $99,850
Powder River $75,650 $99,850
Powell $75,650 $99,850
Prairie $75,650 $99,850
Ravalli $75,650 $99,850
Richland $76,100 $100,450
Roosevelt $75,650 $99,850
Rosebud $75,650 $99,850
Sanders $75,650 $99,850
Sheridan $75,650 $99,850
Silver Bow $75,650 $99,850
Stillwater $79,950 $105,550
Sweet Grass $75,650 $99,850
Teton $75,650 $99,850
Toole $75,650 $99,850
Treasure $75,650 $99,850
Valley $75,650 $99,850
Wheatland $75,650 $99,850
Wibaux $75,650 $99,850
Yellowstone $75,650 $99,850

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