USDA Loans in Nevada

USDA LOAN BENEFITS IN NEVADA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN NEVADA
To be eligible for a USDA Loan you must reside in a USDA eligible area. The definition of an eligible area can be loosely defined as a community which has a population of less than 35,000 people. A USDA Loan underwriter will also want to see that you have a history of on-time bill payment. Apply now to let one of our certified USDA Loan agents determine if you and the home you wish to purchase are eligible for a USDA Loan.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Nevada.

Income Limits for USDA Loans in Nevada

County Name Family Size 1 -4 Family Size 5 – 8
Carson City $79,950 $105,550
Churchill $77,850 $102,750
Clark $75,900 $100,200
Douglas $89,900 $118,650
Elko $91,850 $121,250
Esmeralda $75,900 $100,200
Eureka $85,700 $113,100
Humboldt $86,950 $114,750
Lander $84,300 $111,300
Lincoln $75,900 $100,200
Lyon $75,900 $100,200
Mineral $75,900 $100,200
Nye $75,900 $100,200
Pershing $76,100 $100,450
Storey $82,100 $108,350
Washoe $82,100 $108,350
White Pine $76,900 $101,500

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