USDA Loans in Ohio

USDA LOAN BENEFITS IN OHIO
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN OHIO
Ohio has many USDA Loan eligible areas and some may surprise you. Downtown areas of Columbus, Cleveland and Cincinnati will not be eligible but you may be shocked to find out that many cities just outside these areas are USDA Loan eligible. If you are wondering if your area is eligible please contact one of our certified USDA Loan agents to discuss the exact areas that qualify.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Ohio.

Income Limits for Ohio

County Name Family Size 1-4 Family Size 5-8
Adams $75,650 $99,850
Allen $75,650 $99,850
Ashland $75,650 $99,850
Ashtabula $75,650 $99,850
Athens $75,650 $99,850
Auglaize $75,650 $99,850
Belmont $75,650 $99,850
Brown $75,650 $99,850
Butler $82,000 $108,250
Carroll $75,650 $99,850
Champaign $75,650 $99,850
Clark $75,650 $99,850
Clermont $82,000 $108,250
Clinton $75,650 $99,850
Columbiana $75,650 $99,850
Coshocton $75,650 $99,850
Crawford $75,650 $99,850
Cuyahoga $76,050 $100,400
Darke $75,650 $99,850
Defiance $75,650 $99,850
Delaware $81,650 $107,800
Erie $75,650 $99,850
Fairfield $81,650 $107,800
Fayette $75,650 $99,850
Franklin $81,650 $107,800
Fulton $75,650 $99,850
Gallia $75,650 $99,850
Geauga $76,050 $100,400
Greene $75,650 $99,850
Guernsey $75,650 $99,850
Hamilton $82,000 $108,250
Hancock $76,050 $100,400
Hardin $75,650 $99,850
Harrison $75,650 $99,850
Henry $75,650 $99,850
Highland $75,650 $99,850
Hocking $75,650 $99,850
Holmes $75,650 $99,850
Huron $75,650 $99,850
Jackson $75,650 $99,850
Jefferson $75,650 $99,850
Knox $75,650 $99,850
Lake $76,050 $100,400
Lawrence $75,650 $99,850
Licking $81,650 $107,800
Logan $75,650 $99,850
Lorain $76,050 $100,400
Lucas $75,650 $99,850
Madison $81,650 $107,800
Mahoning $75,650 $99,850
Marion $75,650 $99,850
Medina $76,050 $100,400
Meigs $75,650 $99,850
Mercer $76,500 $101,000
Miami $75,650 $99,850
Monroe $75,650 $99,850
Montgomery $75,650 $99,850
Morgan $75,650 $99,850
Morrow $81,650 $107,800
Muskingum $75,650 $99,850
Noble $75,650 $99,850
Ottawa $75,650 $99,850
Paulding $75,650 $99,850
Perry $75,650 $99,850
Pickaway $81,650 $107,800
Pike $75,650 $99,850
Portage $76,500 $101,000
Preble $75,650 $99,850
Putnam $87,200 $115,100
Richland $75,650 $99,850
Ross $75,650 $99,850
Sandusky $75,650 $99,850
Scioto $75,650 $99,850
Seneca $75,650 $99,850
Shelby $75,650 $99,850
Stark $75,650 $99,850
Summit $76,500 $101,000
Trumbull $75,650 $99,850
Tuscarawas $75,650 $99,850
Union $94,600 $124,850
Van Wert $75,650 $99,850
Vinton $75,650 $99,850
Warren $82,000 $108,250
Washington $75,650 $99,850
Wayne $75,650 $99,850
Williams $75,650 $99,850
Wood $75,650 $99,850
Wyandot $75,650 $99,850

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