USDA LOAN BENEFITS IN OKLAHOMA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.
USDA LOAN ELIGIBILITY IN OKLAHOMA
Many parts of the state of Oklahoma qualify for a USDA Loan. USDA Loans are not necessarily meant only for farms and cities with populations of less than 35,000 will qualify. Downtown areas of Oklahoma City and Tulsa are not eligible but outlying cities such as Union City, Harrah, Noble, Glenpool, Owasso, Bixby and Coweta qualify.
To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Oklahoma.
Income Limits for Oklahoma
County Name | Family Size 1-4 | Family Size 5-8 |
---|---|---|
Adair | $78,200 | $103,200 |
Alfalfa | $78,200 | $103,200 |
Atoka | $78,200 | $103,200 |
Beaver | $78,200 | $103,200 |
Beckham | $78,200 | $103,200 |
Blaine | $78,200 | $103,200 |
Bryan | $78,200 | $103,200 |
Caddo | $78,200 | $103,200 |
Canadian | $78,200 | $103,200 |
Carter | $78,200 | $103,200 |
Cherokee | $78,200 | $103,200 |
Choctaw | $78,200 | $103,200 |
Cimarron | $78,200 | $103,200 |
Cleveland | $78,200 | $103,200 |
Coal | $78,200 | $103,200 |
Comanche | $78,200 | $103,200 |
Cotton | $78,200 | $103,200 |
Craig | $78,200 | $103,200 |
Creek | $78,200 | $103,200 |
Custer | $78,200 | $103,200 |
Delaware | $78,200 | $103,200 |
Dewey | $78,200 | $103,200 |
Ellis | $78,200 | $103,200 |
Garfield | $78,200 | $103,200 |
Garvin | $78,200 | $103,200 |
Grady | $78,200 | $103,200 |
Grant | $78,200 | $103,200 |
Greer | $78,200 | $103,200 |
Harmon | $78,200 | $103,200 |
Harper | $78,200 | $103,200 |
Haskell | $78,200 | $103,200 |
Hughes | $78,200 | $103,200 |
Jackson | $78,200 | $103,200 |
Jefferson | $78,200 | $103,200 |
Johnston | $78,200 | $103,200 |
Kay | $78,200 | $103,200 |
Kingfisher | $78,200 | $103,200 |
Kiowa | $78,200 | $103,200 |
Latimer | $78,200 | $103,200 |
Le Flore | $78,200 | $103,200 |
Lincoln | $78,200 | $103,200 |
Logan | $78,200 | $103,200 |
Love | $78,200 | $103,200 |
Major | $78,200 | $103,200 |
Marshall | $78,200 | $103,200 |
Mayes | $78,200 | $103,200 |
McClain | $78,200 | $103,200 |
McCurtain | $78,200 | $103,200 |
McIntosh | $78,200 | $103,200 |
Murray | $78,200 | $103,200 |
Muskogee | $78,200 | $103,200 |
Noble | $78,200 | $103,200 |
Nowata | $78,200 | $103,200 |
Okfuskee | $78,200 | $103,200 |
Oklahoma | $78,200 | $103,200 |
Okmulgee | $78,200 | $103,200 |
Osage | $78,200 | $103,200 |
Ottawa | $78,200 | $103,200 |
Pawnee | $78,200 | $103,200 |
Payne | $78,200 | $103,200 |
Pittsburg | $78,200 | $103,200 |
Pontotoc | $78,200 | $103,200 |
Pottawatomie | $78,200 | $103,200 |
Pushmataha | $78,200 | $103,200 |
Roger Mills | $78,200 | $103,200 |
Rogers | $78,200 | $103,200 |
Seminole | $78,200 | $103,200 |
Sequoyah | $78,200 | $103,200 |
Stephens | $78,200 | $103,200 |
Texas | $78,200 | $103,200 |
Tillman | $78,200 | $103,200 |
Tulsa | $78,200 | $103,200 |
Wagoner | $78,200 | $103,200 |
Washington | $78,200 | $103,200 |
Washita | $78,200 | $103,200 |
Woods | $82,100 | $108,350 |
Woodward | $78,200 | $103,200 |