USDA Loans in Oklahoma

USDA LOAN BENEFITS IN OKLAHOMA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN OKLAHOMA
Many parts of the state of Oklahoma qualify for a USDA Loan. USDA Loans are not necessarily meant only for farms and cities with populations of less than 35,000 will qualify. Downtown areas of Oklahoma City and Tulsa are not eligible but outlying cities such as Union City, Harrah, Noble, Glenpool, Owasso, Bixby and Coweta qualify.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Oklahoma.

Income Limits for Oklahoma

County Name Family Size 1-4 Family Size 5-8
Adair $75,650 $99,850
Alfalfa $75,650 $99,850
Atoka $75,650 $99,850
Beaver $75,650 $99,850
Beckham $75,650 $99,850
Blaine $75,650 $99,850
Bryan $75,650 $99,850
Caddo $75,650 $99,850
Canadian $75,650 $99,850
Carter $75,650 $99,850
Cherokee $75,650 $99,850
Choctaw $75,650 $99,850
Cimarron $75,650 $99,850
Cleveland $75,650 $99,850
Coal $75,650 $99,850
Comanche $75,650 $99,850
Cotton $75,650 $99,850
Craig $75,650 $99,850
Creek $75,650 $99,850
Custer $75,650 $99,850
Delaware $75,650 $99,850
Dewey $75,650 $99,850
Ellis $75,650 $99,850
Garfield $75,650 $99,850
Garvin $75,650 $99,850
Grady $75,650 $99,850
Grant $75,650 $99,850
Greer $75,650 $99,850
Harmon $75,650 $99,850
Harper $75,650 $99,850
Haskell $75,650 $99,850
Hughes $75,650 $99,850
Jackson $75,650 $99,850
Jefferson $75,650 $99,850
Johnston $75,650 $99,850
Kay $75,650 $99,850
Kingfisher $75,650 $99,850
Kiowa $75,650 $99,850
Latimer $75,650 $99,850
Le Flore $75,650 $99,850
Lincoln $75,650 $99,850
Logan $75,650 $99,850
Love $75,650 $99,850
Major $75,650 $99,850
Marshall $75,650 $99,850
Mayes $75,650 $99,850
McClain $75,650 $99,850
McCurtain $75,650 $99,850
McIntosh $75,650 $99,850
Murray $75,650 $99,850
Muskogee $75,650 $99,850
Noble $75,650 $99,850
Nowata $75,650 $99,850
Okfuskee $75,650 $99,850
Oklahoma $75,650 $99,850
Okmulgee $75,650 $99,850
Osage $75,650 $99,850
Ottawa $75,650 $99,850
Pawnee $75,650 $99,850
Payne $75,650 $99,850
Pittsburg $75,650 $99,850
Pontotoc $75,650 $99,850
Pottawatomie $75,650 $99,850
Pushmataha $75,650 $99,850
Roger Mills $75,650 $99,850
Rogers $75,650 $99,850
Seminole $75,650 $99,850
Sequoyah $75,650 $99,850
Stephens $75,650 $99,850
Texas $75,650 $99,850
Tillman $75,650 $99,850
Tulsa $75,650 $99,850
Wagoner $75,650 $99,850
Washington $75,650 $99,850
Washita $75,650 $99,850
Woods $75,650 $99,850
Woodward $75,650 $99,850
  • 1
  • 2
  • 3

1. Tell us your Mortgage Needs

Get Started!
  • 1
  • 2
  • 3

2. How shall we reach you?


Back
Next

  • 1
  • 2
  • 3

3. Tell us About Yourself


By entering my SS Number I authorize a       Transunion credit check.



Back
Finish





applybutton

web
analytics