USDA Loans in Pennsylvania

USDA LOAN BENEFITS IN PENNSYLVANIA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

PENNSYLVANIA USDA ELIGIBLE AREAS
There are many areas in Pennsylvania that are eligible for the USDA Loan. You should never assume an area will not qualify because the lines dividing the areas are not always as straightforward as city lines. A common misconception is that the home needs to be a farm or in a farm setting. Areas with a population of 35,000 people or less will qualify and many eligible areas may surprise you. To learn more call 855-900-USDA or Get Started here.

Income Limits for Pennsylvania

County Name Family Size 1-4 Family Size 5-8
Adams $79,150 $104,500
Allegheny $79,950 $105,550
Armstrong $75,650 $99,850
Beaver $79,950 $105,550
Bedford $75,650 $99,850
Berks $78,200 $103,200
Blair $75,650 $99,850
Bradford $75,650 $99,850
Bucks $93,750 $123,750
Butler $79,950 $105,550
Cambria $75,650 $99,850
Cameron $75,650 $99,850
Carbon $84,300 $111,300
Centre $82,000 $108,250
Chester $93,750 $123,750
Clarion $75,650 $99,850
Clearfield $75,650 $99,850
Clinton $75,650 $99,850
Columbia $75,650 $99,850
Crawford $75,650 $99,850
Cumberland $84,550 $111,600
Dauphin $84,550 $111,600
Delaware $93,750 $123,750
Elk $75,650 $99,850
Erie $75,650 $99,850
Fayette $79,950 $105,550
Forest $75,650 $99,850
Franklin $75,650 $99,850
Fulton $75,650 $99,850
Greene $75,650 $99,850
Huntingdon $75,650 $99,850
Indiana $75,650 $99,850
Jefferson $75,650 $99,850
Juniata $75,650 $99,850
Lackawanna $75,650 $99,850
Lancaster $80,500 $106,250
Lawrence $75,650 $99,850
Lebanon $78,050 $103,050
Lehigh $84,300 $111,300
Luzerne $75,650 $99,850
Lycoming $75,650 $99,850
McKean $75,650 $99,850
Mercer $75,650 $99,850
Mifflin $75,650 $99,850
Monroe $79,200 $104,550
Montgomery $93,750 $123,750
Montour $75,650 $99,850
Northampton $84,300 $111,300
Northumberland $75,650 $99,850
Perry $84,550 $111,600
Philadelphia $93,750 $123,750
Pike $81,450 $107,500
Potter $75,650 $99,850
Schuylkill $75,650 $99,850
Snyder $75,650 $99,850
Somerset $75,650 $99,850
Sullivan $75,650 $99,850
Susquehanna $75,650 $99,850
Tioga $75,650 $99,850
Union $75,650 $99,850
Venango $75,650 $99,850
Warren $75,650 $99,850
Washington $79,950 $105,550
Wayne $75,650 $99,850
Westmoreland $79,950 $105,550
Wyoming $75,650 $99,850
York $81,850 $108,050

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