USDA Loans in Rhode Island

USDA LOAN BENEFITS IN RHODE ISLAND
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

RHODE ISLAND USDA ELIGIBILITY
Most of Rhode Island is eligible for USDA Financing. Everything west and north of interstate 295 will qualify for a USDA Loan. To know for sure what areas do qualify for USDA financing contact one of our agents today.

To be eligible for a USDA Loan you will need to fall within the established income limits. The limits are based off your county of residence and the total number of people who reside in your household.

Income Limits for USDA Loans in Rhode Island

County Name Family Size 1-4 Family Size 5-8
Bristol $86,950 $114,750
Kent $86,950 $114,750
Newport $86,950 $114,750
Providence $86,950 $114,750
Washington $86,950 $114,750
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