USDA Loans in South Dakota

USDA LOAN BENEFITS IN SOUTH DAKOTA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

SOUTH DAKOTA USDA ELIGIBILITY
Virtually the entire Mount Rushmore state is eligible for USDA financing. USDA guidelines state that a city or town with less than 35,000 people should qualify for a USDA Loan. In order to qualify for a USDA Loan your household income will need to fall within the specified county limits. The income limits can be found below. To begin the qualification process for a USDA Loan contact one of our agents today.

Income Limits for USDA Loans in South Dakota

County Name Family Size 1-4 Family Size 5-8
Aurora $75,650 $99,850
Beadle $75,650 $99,850
Bennett $75,650 $99,850
Bon Homme $75,650 $99,850
Brookings $77,400 $102,150
Brown $76,900 $101,500
Brule $75,650 $99,850
Buffalo $75,650 $99,850
Butte $75,650 $99,850
Campbell $75,650 $99,850
Charles Mix $75,650 $99,850
Clark $75,650 $99,850
Clay $75,650 $99,850
Codington $75,650 $99,850
Corson $75,650 $99,850
Custer $75,650 $99,850
Davison $75,650 $99,850
Day $75,650 $99,850
Deuel $75,650 $99,850
Dewey $75,650 $99,850
Douglas $75,650 $99,850
Edmunds $75,650 $99,850
Fall River $75,650 $99,850
Faulk $75,650 $99,850
Grant $75,650 $99,850
Gregory $75,650 $99,850
Haakon $79,350 $104,750
Hamlin $75,650 $99,850
Hand $75,650 $99,850
Hanson $75,650 $99,850
Harding $75,650 $99,850
Hughes $93,850 $123,900
Hutchinson $75,650 $99,850
Hyde $75,650 $99,850
Jackson $75,650 $99,850
Jerauld $75,650 $99,850
Jones $75,650 $99,850
Kingsbury $75,650 $99,850
Lake $76,350 $100,800
Lawrence $76,700 $101,250
Lincoln $83,000 $109,550
Lyman $75,650 $99,850
Marshall $75,650 $99,850
McCook $83,000 $109,550
McPherson $75,650 $99,850
Meade $75,650 $99,850
Mellette $75,650 $99,850
Miner $75,650 $99,850
Minnehaha $83,000 $109,550
Moody $76,250 $100,650
Pennington $75,650 $99,850
Perkins $75,650 $99,850
Potter $75,650 $99,850
Roberts $75,650 $99,850
Sanborn $75,650 $99,850
Shannon $75,650 $99,850
Spink $75,650 $99,850
Stanley $75,650 $99,850
Sully $78,550 $103,700
Todd $75,650 $99,850
Tripp $75,650 $99,850
Turner $83,000 $109,550
Union $75,650 $99,850
Walworth $75,650 $99,850
Yankton $81,800 $108,000
Ziebach $75,650 $99,850
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