USDA Loans in West Virginia

USDA LOAN BENEFITS IN WEST VIRGINIA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

WEST VIRGINIA USDA ELIGIBILITY
With the state not dominated by metropolitan areas, the majority of West Virginia is USDA eligible. Most communities with 35,000 or fewer residence are eligible for USDA Loans. There are a few requirements, such as income limits for each county and the home must be of wood frame construction. Manufactured homes that were previously owned do not qualify for USDA Rural Development Loans. If you are wondering if your area qualifies please contact one of our agents to discuss the exact areas that qualify.

Income Limits for West Virginia

County Name Family Size 1-4 Family Size 5-8
Barbour $75,650 $99,850
Berkeley $96,150 $126,900
Boone $75,650 $99,850
Braxton $75,650 $99,850
Brooke $75,650 $99,850
Cabell $75,650 $99,850
Calhoun $75,650 $99,850
Clay $75,650 $99,850
Doddridge $75,650 $99,850
Fayette $75,650 $99,850
Gilmer $75,650 $99,850
Grant $75,650 $99,850
Greenbrier $75,650 $99,850
Hampshire $82,350 $108,700
Hancock $75,650 $99,850
Hardy $75,650 $99,850
Harrison $75,650 $99,850
Jackson $75,650 $99,850
Jefferson $94,300 $124,500
Kanawha $75,650 $99,850
Lewis $75,650 $99,850
Lincoln $75,650 $99,850
Logan $75,650 $99,850
Marion $75,650 $99,850
Marshall $75,650 $99,850
Mason $75,650 $99,850
McDowell $75,650 $99,850
Mercer $75,650 $99,850
Mineral $96,150 $126,900
Mingo $75,650 $99,850
Monongalia $75,650 $99,850
Monroe $75,650 $99,850
Morgan $96,150 $126,900
Nicholas $75,650 $99,850
Ohio $75,650 $99,850
Pendleton $75,650 $99,850
Pleasants $75,650 $99,850
Pocahontas $75,650 $99,850
Preston $75,650 $99,850
Putnam $75,650 $99,850
Raleigh $75,650 $99,850
Randolph $75,650 $99,850
Ritchie $75,650 $99,850
Roane $75,650 $99,850
Summers $75,650 $99,850
Taylor $75,650 $99,850
Tucker $75,650 $99,850
Tyler $75,650 $99,850
Upshur $75,650 $99,850
Wayne $75,650 $99,850
Webster $75,650 $99,850
Wetzel $75,650 $99,850
Wirt $75,650 $99,850
Wood $75,650 $99,850
Wyoming $75,650 $99,850

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