USDA Loans, also known as Rural Development or RD loans, may be the perfect loan for you! USDA Loans are government insured home loans for borrowers who live in rural and suburban communities. A USDA loan has many benefits that other loans simply cannot offer.
In addition to low fixed rates and low mortgage insurance, a USDA Loan is the only loan available to the general public that will allow you to finance 100% of the value of your home. In other words, USDA Loans offer NO MONEY DOWN home loans! Simply put, if you live in a suburban or rural community you will not find a better loan.