USDA Loans in Arkansas

USDA LOAN BENEFITS IN ARKANSAS
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN ARKANSAS
Many areas of Arkansas will qualify for a USDA Loan. If you have a credit score above 620, are looking to buy a home in a rural area and qualify based on the income guidelines below, apply now for a USDA Loan in Arkansas.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Arkansas.

County 1-4 With Road System 5-8 With Road System
Arkansas $78,200 $103,200
Ashley $78,200 $103,200
Baxter $78,200 $103,200
Benton $78,200 $103,200
Boone $78,200 $103,200
Bradley $78,200 $103,200
Calhoun $78,200 $103,200
Carroll $78,200 $103,200
Chicot $78,200 $103,200
Clark $78,200 $103,200
Clay $78,200 $103,200
Cleburne $78,200 $103,200
Cleveland $78,200 $103,200
Columbia $78,200 $103,200
Conway $78,200 $103,200
Craighead $78,200 $103,200
Crawford $78,200 $103,200
Crittenden $78,200 $103,200
Cross $78,200 $103,200
Dallas $78,200 $103,200
Desha $78,200 $103,200
Drew $78,200 $103,200
Faulkner $78,200 $103,200
Franklin $78,200 $103,200
Fulton $78,200 $103,200
Garland $78,200 $103,200
Grant $78,200 $103,200
Greene $78,200 $103,200
Hempstead $78,200 $103,200
Hot Spring $78,200 $103,200
Howard $78,200 $103,200
Independence $78,200 $103,200
Izard $78,200 $103,200
Jackson $78,200 $103,200
Jefferson $78,200 $103,200
Johnson $78,200 $103,200
Lafayette $78,200 $103,200
Lawrence $78,200 $103,200
Lee $78,200 $103,200
Lincoln $78,200 $103,200
Little River $78,200 $103,200
Logan $78,200 $103,200
Lonoke $78,200 $103,200
Madison $78,200 $103,200
Marion $78,200 $103,200
Miller $78,200 $103,200
Mississippi $78,200 $103,200
Monroe $78,200 $103,200
Montgomery $78,200 $103,200
Nevada $78,200 $103,200
Newton $78,200 $103,200
Ouachita $78,200 $103,200
Perry $78,200 $103,200
Phillips $78,200 $103,200
Pike $78,200 $103,200
Poinsett $78,200 $103,200
Polk $78,200 $103,200
Pope $78,200 $103,200
Prairie $78,200 $103,200
Pulaski $78,200 $103,200
Randolph $78,200 $103,200
Saline $78,200 $103,200
Scott $78,200 $103,200
Searcy $78,200 $103,200
Sebastian $78,200 $103,200
Sevier $78,200 $103,200
Sharp $78,200 $103,200
St Francis $78,200 $103,200
Stone $78,200 $103,200
Union $78,200 $103,200
Van Buren $78,200 $103,200
Washington $78,200 $103,200
White $78,200 $103,200
Woodruff $78,200 $103,200
Yell $78,200 $103,200
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