USDA LOAN BENEFITS IN ARKANSAS
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.
USDA LOAN ELIGIBILITY IN ARKANSAS
Many areas of Arkansas will qualify for a USDA Loan. If you have a credit score above 620, are looking to buy a home in a rural area and qualify based on the income guidelines below, apply now for a USDA Loan in Arkansas.
To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Arkansas.
| County | 1-4 With Road System | 5-8 With Road System |
|---|---|---|
| Arkansas | $78,200 | $103,200 |
| Ashley | $78,200 | $103,200 |
| Baxter | $78,200 | $103,200 |
| Benton | $78,200 | $103,200 |
| Boone | $78,200 | $103,200 |
| Bradley | $78,200 | $103,200 |
| Calhoun | $78,200 | $103,200 |
| Carroll | $78,200 | $103,200 |
| Chicot | $78,200 | $103,200 |
| Clark | $78,200 | $103,200 |
| Clay | $78,200 | $103,200 |
| Cleburne | $78,200 | $103,200 |
| Cleveland | $78,200 | $103,200 |
| Columbia | $78,200 | $103,200 |
| Conway | $78,200 | $103,200 |
| Craighead | $78,200 | $103,200 |
| Crawford | $78,200 | $103,200 |
| Crittenden | $78,200 | $103,200 |
| Cross | $78,200 | $103,200 |
| Dallas | $78,200 | $103,200 |
| Desha | $78,200 | $103,200 |
| Drew | $78,200 | $103,200 |
| Faulkner | $78,200 | $103,200 |
| Franklin | $78,200 | $103,200 |
| Fulton | $78,200 | $103,200 |
| Garland | $78,200 | $103,200 |
| Grant | $78,200 | $103,200 |
| Greene | $78,200 | $103,200 |
| Hempstead | $78,200 | $103,200 |
| Hot Spring | $78,200 | $103,200 |
| Howard | $78,200 | $103,200 |
| Independence | $78,200 | $103,200 |
| Izard | $78,200 | $103,200 |
| Jackson | $78,200 | $103,200 |
| Jefferson | $78,200 | $103,200 |
| Johnson | $78,200 | $103,200 |
| Lafayette | $78,200 | $103,200 |
| Lawrence | $78,200 | $103,200 |
| Lee | $78,200 | $103,200 |
| Lincoln | $78,200 | $103,200 |
| Little River | $78,200 | $103,200 |
| Logan | $78,200 | $103,200 |
| Lonoke | $78,200 | $103,200 |
| Madison | $78,200 | $103,200 |
| Marion | $78,200 | $103,200 |
| Miller | $78,200 | $103,200 |
| Mississippi | $78,200 | $103,200 |
| Monroe | $78,200 | $103,200 |
| Montgomery | $78,200 | $103,200 |
| Nevada | $78,200 | $103,200 |
| Newton | $78,200 | $103,200 |
| Ouachita | $78,200 | $103,200 |
| Perry | $78,200 | $103,200 |
| Phillips | $78,200 | $103,200 |
| Pike | $78,200 | $103,200 |
| Poinsett | $78,200 | $103,200 |
| Polk | $78,200 | $103,200 |
| Pope | $78,200 | $103,200 |
| Prairie | $78,200 | $103,200 |
| Pulaski | $78,200 | $103,200 |
| Randolph | $78,200 | $103,200 |
| Saline | $78,200 | $103,200 |
| Scott | $78,200 | $103,200 |
| Searcy | $78,200 | $103,200 |
| Sebastian | $78,200 | $103,200 |
| Sevier | $78,200 | $103,200 |
| Sharp | $78,200 | $103,200 |
| St Francis | $78,200 | $103,200 |
| Stone | $78,200 | $103,200 |
| Union | $78,200 | $103,200 |
| Van Buren | $78,200 | $103,200 |
| Washington | $78,200 | $103,200 |
| White | $78,200 | $103,200 |
| Woodruff | $78,200 | $103,200 |
| Yell | $78,200 | $103,200 |
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