USDA Loans in Colorado

USDA LOAN BENEFITS IN COLORADO
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN COLORADO
Many areas in Colorado will qualify for a USDA Loan. Major cities such as Denver and Colorado Springs will not be eligible due to their size for a USDA Loan, but Colorado has many cities that will meet the population requirement. If you have a 620 credit score and meet the income guidelines below, apply not for a USDA Loan in Colorado.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in .

County Name Family Size 1-4 Family Size 5-8
Adams $96,450 $127,300
Alamosa $81,350 $107,400
Arapahoe $96,450 $127,300
Archuleta $81,350 $107,400
Baca $81,350 $107,400
Bent $81,350 $107,400
Boulder $97,750 $129,050
Broomfield $96,450 $127,300
Chaffee $81,350 $107,400
Cheyenne $81,350 $107,400
Clear Creek $96,450 $127,300
Conejos $81,350 $107,400
Costilla $81,350 $107,400
Crowley $81,350 $107,400
Custer $81,350 $107,400
Delta $81,350 $107,400
Denver $96,450 $127,300
Dolores $81,350 $107,400
Douglas $96,450 $127,300
Eagle $81,350 $107,400
El Paso $84,650 $111,750
Elbert $96,450 $127,300
Fremont $81,350 $107,400
Garfield $89,550 $118,200
Gilpin $96,450 $127,300
Grand $89,700 $118,400
Gunnison $82,800 $109,300
Hinsdale $89,700 $118,400
Huerfano $81,350 $107,400
Jackson $81,350 $107,400
Jefferson $96,450 $127,300
Kiowa $81,350 $107,400
Kit Carson $81,350 $107,400
La Plata $85,550 $112,950
Lake $81,350 $107,400
Larimer $89,900 $118,650
Las Animas $81,350 $107,400
Lincoln $81,350 $107,400
Logan $81,350 $107,400
Mesa $81,350 $107,400
Mineral $83,800 $110,600
Moffat $81,350 $107,400
Montezuma $81,350 $107,400
Montrose $81,350 $107,400
Morgan $81,350 $107,400
Otero $81,350 $107,400
Ouray $86,450 $114,100
Park $96,450 $127,300
Phillips $81,350 $107,400
Pitkin $111,400 $147,050
Prowers $81,350 $107,400
Pueblo $81,350 $107,400
Rio Blanco $89,850 $118,600
Rio Grande $81,350 $107,400
Routt $93,350 $123,200
Saguache $81,350 $107,400
San Juan $81,350 $107,400
San Miguel $97,750 $129,050
Sedgwick $81,350 $107,400
Summit $97,750 $129,050
Teller $91,000 $120,100
Washington $81,350 $111,400
Weld $84,400 $103,800
Yuma $81,350 $107,400
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