USDA Loans in Florida

USDA LOAN BENEFITS IN FLORIDA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN FLORIDA
Even though the Sunshine State has areas with a large number of people, there are still many parts of Florida that qualify for a USDA Home Loan. Backed by the US Government, the USDA Home Loan is a NO MONEY DOWN Loan. With many parts of Florida being eligible, it is a good idea to see if you qualify for a USDA Home Loan. USDA income limits vary by county and household size. Below are all the counties in Florida that have eligible areas for USDA financing along with the limits based off household size.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Florida.

County Name Family Size 1-4 Family Size 5-8
Alachua $78,200 $103,200
Baker $78,200 $103,200
Bay $78,200 $103,200
Bradford $78,200 $103,200
Brevard $78,200 $103,200
Broward $91,050 $120,200
Calhoun $78,200 $103,200
Charlotte $78,200 $103,200
Citrus $78,200 $103,200
Clay $78,200 $103,200
Collier $83,750 $110,550
Columbia $78,200 $103,200
DeSoto $78,200 $103,200
Dixie $78,200 $103,200
Duval $78,200 $103,200
Escambia $78,200 $103,200
Flagler $78,200 $103,200
Franklin $78,200 $103,200
Gadsden $78,200 $103,200
Gilchrist $78,200 $103,200
Glades $78,200 $103,200
Gulf $78,200 $103,200
Hamilton $78,200 $103,200
Hardee $78,200 $103,200
Hendry $78,200 $103,200
Hernando $78,200 $103,200
Highlands $78,200 $103,200
Hillsborough $78,200 $103,200
Holmes $78,200 $103,200
Indian River $78,200 $103,200
Jackson $78,200 $103,200
Jefferson $78,200 $103,200
Lafayette $78,200 $103,200
Lake $78,200 $103,200
Lee $78,200 $103,200
Leon $78,200 $103,200
Levy $78,200 $103,200
Liberty $78,200 $103,200
Madison $78,200 $103,200
Manatee $78,200 $103,200
Marion $78,200 $103,200
Martin $78,200 $103,200
Miami Dade $86,850 $114,650
Monroe $112,700 $148,750
Nassau $78,200 $102,150
Okaloosa $78,200 $103,800
Okeechobee $78,200 $103,200
Orange $78,200 $103,200
Osceola $78,200 $103,200
Palm Beach $87,550 $115,550
Pasco $78,200 $103,200
Pinellas $78,200 $103,200
Polk $78,200 $103,200
Putnam $78,200 $103,200
Santa Rosa $78,200 $103,200
Sarasota $78,200 $103,200
Seminole $78,200 $103,200
St Johns $78,200 $103,200
St Lucie $78,200 $103,200
Sumter $78,200 $103,200
Suwannee $78,200 $103,200
Taylor $78,200 $103,200
Union $78,200 $103,200
Volusia $78,200 $103,200
Wakulla $78,200 $103,200
Walton $78,200 $103,200
Washington $78,200 $103,200

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