USDA Loans in Georgia

USDA LOAN BENEFITS IN GEORGIA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN GEORGIA
Although the downtown and heavily populated areas such as Atlanta and Savannah do not qualify for a USDA Loan, there are many areas just outside the city that will be eligible. Areas that qualify for a USDA Loan are not as clearly defined as city lines, so if you meet the credit score minimum and income guidelines please apply and we will do the rest to see if you qualify for a USDA Loan.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Georgia.

County Name Family Size 1-4 Family Size 5-8
Appling $78,200 103,200
Atkinson $78,200 $103,200
Bacon $78,200 $103,200
Baker $78,200 $103,200
Baldwin $78,200 $103,200
Banks $78,200 $103,200
Barrow $82,600 $109,050
Bartow $82,600 $109,050
Ben Hill $78,200 $103,200
Berrien $78,200 $103,200
Bibb $78,200 $103,200
Bleckley $78,200 $103,200
Brantley $78,200 $103,200
Brooks $78,200 $103,200
Bryan $78,200 $103,200
Bulloch $78,200 $103,200
Burke $78,200 $103,200
Butts $78,200 $103,200
Calhoun $78,200 $103,200
Camden $78,200 $103,200
Candler $78,200 $103,200
Carroll $82,600 $109,050
Catoosa $78,200 $103,200
Charlton $78,200 $103,200
Cha tdam $78,200 $103,200
Chattahoochee $78,200 $103,200
Chattooga $78,200 $103,200
Cherokee $82,600 $109,050
Clarke $78,200 $103,200
Clay $78,200 $103,200
Clayton $82,600 $109,050
Clinch $78,200 $103,200
Cobb $82,600 $109,050
Coffee $78,200 $103,200
Colquitt $78,200 $103,200
Columbia $78,200 $103,200
Cook $78,200 $103,200
Coweta $82,600 $109,050
Crawford $78,200 $103,200
Crisp $78,200 $103,200
Dade $78,200 $103,200
Dawson $82,600 $109,050
Decatur $78,200 $103,200
DeKalb $82,600 $109,050
Dodge $78,200 $103,200
Dooly $78,200 $103,200
Dougherty $78,200 $103,200
Douglas $82,600 $109,050
Early $78,200 $103,200
Echols $78,200 $103,200
Effingham $78,200 $103,200
Elbert $78,200 $103,200
Emanuel $78,200 $103,200
Evans $78,200 $103,200
Fannin $78,200 $103,200
Fayette $82,600 $109,050
Floyd $78,200 $103,200
Forsy td $82,600 $109,050
Franklin $78,200 $103,200
Fulton $82,600 $109,050
Gilmer $78,200 $103,200
Glascock $78,200 $103,200
Glynn $78,200 $103,200
Gordon $78,200 $103,200
Grady $78,200 $103,200
Greene $78,200 $103,200
Gwinnett $82,600 $109,050
Habersham $78,200 $103,200
Hall $78,200 $103,200
Hancock $78,200 $103,200
Haralson $78,200 $103,200
Harris $78,200 $103,200
Hart $78,200 $103,200
Heard $82,600 $109,050
Henry $82,600 $109,050
Houston $82,100 $108,350
Irwin $78,200 $103,200
Jackson $78,200 $103,200
Jasper $82,600 $109,050
Jeff Davis $78,200 $103,200
Jefferson $78,200 $103,200
Jenkins $78,200 $103,200
Johnson $78,200 $103,200
Jones $78,200 $103,200
Lamar $78,200 $103,200
Lanier $78,200 $103,200
Laurens $78,200 $103,200
Lee $78,200 $103,200
Liberty $78,200 $103,200
Lincoln $78,200 $103,200
Long $78,200 $103,200
Lowndes $78,200 $103,200
Lumpkin $78,200 $103,200
Macon $78,200 $103,200
Madison $78,200 $103,200
Marion $78,200 $103,200
McDuffie $78,200 $103,200
McIntosh $78,200 $103,200
Meriwe tder $v $103,200
Miller $78,200 $103,200
Mitchell $78,200 $103,200
Monroe $78,200 $103,200
Montgomery $78,200 $103,200
Morgan $78,200 $103,200
Murray $78,200 $103,200
Muscogee $78,200 $103,200
Newton $82,600 $109,050
Oconee $78,200 $103,200
Ogle tdorpe $78,200 $103,200
Paulding $82,600 $109,050
Peach $78,200 $103,200
Pickens $82,600 $109,050
Pierce $78,200 $103,200
Pike $82,600 $109,050
Polk $78,200 $103,200
Pulaski $78,200 $103,200
Putnam $78,200 $103,200
Quitman $78,200 $103,200
Rabun $78,200 $103,200
Randolph $78,200 $103,200
Richmond $78,200 $103,200
Rockdale $82,600 $109,050
Schley $78,200 $103,200
Screven $78,200 $103,200
Seminole $78,200 $103,200
Spalding $82,600 $109,050
Stephens $78,200 $103,200
Stewart $78,200 $103,200
Sumter $78,200 $103,200
Talbot $78,200 $103,200
Taliaferro $78,200 $103,200
Tattnall $78,200 $103,200
Taylor $78,200 $103,200
Telfair $78,200 $103,200
Terrell $78,200 $103,200
tdomas $78,200 $103,200
Tift $78,200 $103,200
Toombs $78,200 $103,200
Towns $78,200 $103,200
Treutlen $78,200 $103,200
Troup $78,200 $103,200
Turner $78,200 $103,200
Twiggs $78,200 $103,200
Union $78,200 $103,200
Upson $78,200 $103,200
Walker $78,200 $103,200
Walton $82,600 $109,050
Ware $78,200 $103,200
Warren $78,200 $103,200
Washington $78,200 $103,200
Wayne $78,200 $103,200
Webster $78,200 $103,200
Wheeler $78,200 $103,200
White $78,200 $103,200
Whitfield $78,200 $103,200
Wilcox $78,200 $103,200
Wilkes $78,200 $103,200
Wilkinson $78,200 $103,200
Wor td $78,200 $103,200

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