USDA Loans in Indiana

USDA LOAN BENEFITS IN INDIANA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN INDIANA
The largest cities in Indiana may not qualify for a USDA Loan but many of the suburbs and outlying areas do qualify. As a general rule you may qualify for a USDA Loan if your community has less than 35,000 people. USDA Loans do have set income limits based on the county you live in and the number of people in your household.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Indiana.

Income Limits for USDA Loans in Indiana

County Name Family Size 1 -4 Family Size 5 – 8
Adams $78,200 $103,200
Allen $78,200 $103,200
Bartholomew $78,400 $103,500
Benton $78,200 $103,200
Blackford $78,200 $103,200
Boone $80,350 $106,050
Brown $80,350 $106,050
Carroll $78,200 $103,200
Cass $78,200 $103,200
Clark $78,200 $103,200
Clay $78,200 $103,200
Clinton $78,200 $103,200
Crawford $78,200 $103,200
Daviess $78,200 $103,200
Dearborn $85,900 $113,400
Decatur $75,650 $103,200
DeKalb $78,200 $103,200
Delaware $78,200 $103,200
Dubois $80,500 $106,250
Elkhart $78,200 $103,200
Fayette $78,200 $103,200
Floyd $78,200 $103,200
Fountain $78,200 $103,200
Franklin $82,000 $108,250
Fulton $78,200 $103,200
Gibson $78,200 $103,200
Grant $78,200 $103,200
Greene $78,200 $103,200
Hamilton $80,350 $106,050
Hancock $80,350 $106,050
Harrison $78,200 $103,200
Hendricks $80,350 $106,050
Henry $78,200 $103,200
Howard $78,200 $103,200
Huntington $78,200 $103,200
Jackson $78,200 $103,200
Jasper $81,800 $108,000
Jay $78,200 $103,200
Jefferson $78,200 $103,200
Jennings $78,200 $103,200
Johnson $80,350 $106,050
Knox $78,200 $103,200
Kosciusko $78,200 $103,200
LaGrange $78,200 $103,200
Lake $78,200 $103,200
LaPorte $78,200 $103,200
Lawrence $78,200 $103,200
Madison $78,200 $103,200
Marion $80,350 $106,050
Marshall $78,200 $103,200
Martin $78,200 $103,200
Miami $78,200 $103,200
Monroe $78,200 $103,200
Montgomery $78,200 $103,200
Morgan $80,350 $106,050
Newton $78,200 $103,200
Noble $78,200 $103,200
Ohio $85,900 $113,400
Orange $78,200 $103,200
Owen $78,200 $103,200
Parke $78,200 $103,200
Perry $78,200 $103,200
Pike $78,200 $103,200
Porter $78,200 $103,200
Posey $78,200 $103,200
Pulaski $78,200 $103,200
Putnam $78,200 $103,200
Randolph $78,200 $103,200
Ripley $78,200 $103,200
Rush $78,200 $103,200
Scott $78,200 $103,200
Shelby $80,350 $106,050
Spencer $78,200 $103,200
St Joseph $78,200 $103,200
Starke $78,200 $103,200
Steuben $78,200 $103,200
Sullivan $78,200 $103,200
Switzerland $78,200 $103,200
Tippecanoe $78,200 $99103,200850
Tipton $78,200 $103,200
Union $78,200 $103,200
Vanderburgh $78,200 $103,200
Vermillion $78,200 $103,200
Vigo $78,200 $103,200
Wabash $78,200 $103,200
Warren $78,200 $103,200
Warrick $78,200 $103,200
Washington $78,200 $103,200
Wayne $78,200 $103,200
Wells $78,200 $103,200
White $78,200 $103,200
Whitley $78,200 $103,200

applybutton

  • 1
  • 2
  • 3

1. Tell us your Mortgage Needs

Get Started!
  • 1
  • 2
  • 3

2. How shall we reach you?


Back
Next

  • 1
  • 2
  • 3

3. Tell us About Yourself


By entering my SS Number I authorize a       Transunion credit check.



Back
Finish





web
analytics