USDA Loans in Kansas

USDA LOAN BENEFITS IN KANSAS
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

KANSAS USDA ELIGIBILITY
To be eligible for a USDA Loan you need to meet a few basic criteria. For example, you must be able to prove that you have a history of paying your bills on time. Also, to qualify for a USDA Loan you will need to be purchasing a home in a community approved by the USDA Loan Program. This typically consists of cities less than 35,000 people, but these areas are not easily defined by city lines, so the best way to know if your home would qualify is to apply and let one of our certified USDA Loan Agents take care of the rest.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Kansas.

Income Limits for USDA Loans in Kansas

County Name Family Size 1 -4 Family Size 5 – 8
Allen $78,200 $103,200
Anderson $78,200 $103,200
Atchison $78,200 $103,200
Barber $78,200 $103,200
Barton $78,200 $103,200
Bourbon $78,200 $103,200
Brown $78,200 $103,200
Butler $78,200 $103,200
Chase $78,200 $103,200
Chautauqua $78,200 $103,200
Cherokee $78,200 $103,200
Cheyenne $78,200 $103,200
Clark $78,200 $103,200
Clay $78,200 $103,200
Cloud $78,200 $103,200
Coffey $81,100 $107,050
Comanche $78,200 $103,200
Cowley $78,200 $103,200
Crawford $78,200 $103,200
Decatur $78,200 $103,200
Dickinson $78,200 $103,200
Doniphan $78,200 $103,200
Douglas $85,900 $113,400
Edwards $78,200 $103,200
Elk $78,200 $103,200
Ellis $78,200 $103,200
Ellsworth $78,200 $103,200
Finney $78,200 $103,200
Ford $78,200 $103,200
Franklin $78,200 $103,200
Geary $78,200 $103,200
Gove $78,200 $103,200
Graham $78,200 $103,200
Grant $78,200 $103,200
Gray $78,200 $103,200
Greeley $78,200 $103,200
Greenwood $78,200 $103,200
Hamilton $78,200 $103,200
Harper $78,200 $103,200
Harvey $78,200 $103,200
Haskell $78,200 $103,200
Hodgeman $78,200 $103,200
Jackson $78,200 $103,200
Jefferson $78,200 $103,200
Jewell $78,200 $103,200
Johnson $86,050 $113,600
Kearny $78,200 $103,200
Kingman $78,200 $103,200
Kiowa $78,200 $103,200
Labette $78,200 $103,200
Lane $78,200 $103,200
Leavenworth $84,300 $111,300
Lincoln $78,200 $103,200
Linn $84,300 $111,300
Logan $78,200 $103,200
Lyon $78,200 $103,200
Marion $78,200 $103,200
Marshall $78,200 $103,200
McPherson $83,600 $110,350
Meade $78,200 $103,200
Miami $86,050 $113,600
Mitchell $78,200 $103,200
Montgomery $78,200 $103,200
Morris $78,200 $103,200
Morton $78,200 $103,200
Nemaha $78,200 $103,200
Neosho $78,200 $103,200
Ness $78,200 $103,200
Norton $78,200 $103,200
Osage $78,200 $103,200
Osborne $78,200 $103,200
Ottawa $80,150 $105,800
Pawnee $78,200 $103,200
Phillips $78,200 $103,200
Pottawatomie $80,150 $105,800
Pratt $78,200 $103,200
Rawlins $78,200 $103,200
Reno $78,200 $103,200
Republic $78,200 $103,200
Rice $78,200 $103,200
Riley $78,200 $103,200
Rooks $78,200 $103,200
Rush $78,200 $103,200
Russell $78,200 $103,200
Saline $78,200 $99,850
Scott $79,500 $104,950
Sedgwick $78,200 $100,000
Seward $78,200 $103,200
Shawnee $78,200 $103,200
Sheridan $78,200 $103,200
Sherman $78,200 $103,200
Smith $78,200 $103,200
Stafford $78,200 $103,200
Stanton $78,200 $103,200
Stevens $78,200 $103,200
Sumner $78,200 $101,450
Thomas $85,700 $113,100
Trego $78,200 $103,200
Wabaunsee $78,200 $103,200
Wallace $78,200 $103,200
Washington $78,200 $103,200
Wichita $78,200 $103,200
Wilson $78,200 $103,200
Woodson $78,200 $103,200
Wyandotte $86,050 $113,600
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