USDA Loans in Louisiana

USDA LOAN BENEFITS IN LOUISIANA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN LOUISIANA
To be eligible for a USDA Loan, the home you are purchasing must be located in an approved area set forth by the USDA Loan Program. These areas typically have populations of less than 35,000 people, so cities such as New Orleans and Baton Rouge will not qualify. However, many of the suburbs surrounding these large cities will qualify for a USDA Loan in Louisiana.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Louisiana.

County Income Limits

County Name Family Size1 -4 Family Size 5 – 8
Acadia Perish $78,200 $103,200
Allen Parish $78,200 $103,200
Ascension Parish $78,200 $103,200
Assumption Parish $78,200 $103,200
Avoyelles Parish $78,200 $103,200
Beauregard Parish $78,200 $103,200
Bienville Parish $78,200 $103,200
Bossier Parish $78,200 $103,200
Caddo Parish $78,200 $103,200
Calcasieu Parish $78,200 $103,200
Caldwell Parish $78,200 $103,200
Cameron Parish $78,200 $103,200
Catahoula Parish $78,200 $103,200
Claiborne Parish $78,200 $103,200
Concordia Parish $78,200 $103,200
De Soto Parish $78,200 $103,200
East Baton Rouge Parish $78,200 $103,200
East Carroll Parish $78,200 $103,200
East Feliciana Parish $78,200 $103,200
Evangeline Parish $78,200 $103,200
Franklin Parish $78,200 $103,200
Grant Parish $78,200 $103,200
Iberia Parish $78,200 $103,200
Iberville Parish $78,200 $103,200
Jackson Parish $78,200 $103,200
Jefferson Davis Parish $78,200 $103,200
Jefferson Parish $78,200 $103,200
La Salle Parish $78,200 $103,200
Lafayette Parish $78,200 $103,200
Lafourche Parish $78,200 $103,200
Lincoln Parish $78,200 $103,200
Livingston Parish $78,200 $103,200
Madison Parish $78,200 $103,200
Morehouse Parish $78,200 $103,200
Natchitoches Parish $78,200 $103,200
Orleans Parish $78,200 $103,200
Ouachita Parish $78,200 $103,200
Plaquemines Parish $78,200 $103,200
Pointe Coupee Parish $78,200 $103,200
Rapides Parish $78,200 $103,200
Red River Parish $78,200 $103,200
Richland Parish $78,200 $103,200
Sabine Parish $78,200 $103,200
St Bernard Parish $78,200 $103,200
St Charles Parish $78,200 $103,200
St Helena Parish $78,200 $103,200
St James Parish $78,200 $103,200
St John the Baptist Parish $78,200 $103,200
St Landry Parish $78,200 $103,200
St Martin Parish $78,200 $103,200
St Mary Parish $78,200 $103,200
St Tammany Parish $78,200 $103,200
Tangipahoa Parish $78,200 $103,200
Tensas Parish $78,200 $103,200
Terrebonne Parish $78,200 $103,200
Union Parish $78,200 $103,200
Vermilion Parish $78,200 $103,200
Vernon Parish $78,200 $103,200
Washington Parish $78,200 $103,200
Webster Parish $78,200 $103,200
West Baton Rouge Parish $78,200 $103,200
West Carroll Parish $78,200 $103,200
West Feliciana Parish $78,200 $103,200
Winn Parish $78,200 $103,200
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