USDA Loans in Mississippi

<strongUSDA LOAN BENEFITS IN MISSISSIPPI
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN MISSISSIPPI
Did you know that most cities and towns in the great state of Mississippi qualify for a USDA Loan? Generally speaking, USDA Loan guidelines are that if your community has less than 35,000 residents it will qualify for a USDA Loan. Many cities Like Oxford, Canton, Laurel, and Corinth just to name a few will qualify! To know for sure what areas do qualify for USDA financing contact one of our certified USDA Loan agents today.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Mississippi.

Income Limits for USDA Loans in Mississippi

County Name Family Size 1 -4 Family Size 5 – 8
Adams $78,200 $103,200
Alcorn $78,200 $103,200
Amite $78,200 $103,200
Attala $78,200 $103,200
Benton $78,200 $103,200
Bolivar $78,200 $103,200
Calhoun $78,200 $103,200
Carroll $78,200 $103,200
Chickasaw $78,200 $103,200
Choctaw $78,200 $103,200
Claiborne $78,200 $103,200
Clarke $78,200 $103,200
Clay $78,200 $103,200
Coahoma $78,200 $103,200
Copiah $78,200 $103,200
Covington $78,200 $103,200
DeSoto $78,200 $103,200
Forrest $78,200 $103,200
Franklin $78,200 $103,200
George $78,200 $103,200
Greene $78,200 $103,200
Grenada $78,200 $103,200
Hancock $78,200 $103,200
Harrison $78,200 $103,200
Hinds $78,200 $103,200
Holmes $78,200 $103,200
Humphreys $78,200 $103,200
Issaquena $78,200 $103,200
Itawamba $78,200 $103,200
Jackson $78,200 $103,200
Jasper $78,200 $103,200
Jefferson $78,200 $103,200
Jefferson Davis $78,200 $103,200
Jones $78,200 $103,200
Kemper $78,200 $103,200
Lafayette $78,200 $103,200
Lamar $78,200 $103,200
Lauderdale $78,200 $103,200
Lawrence $78,200 $103,200
Leake $78,200 $103,200
Lee $78,200 $103,200
Leflore $78,200 $103,200
Lincoln $78,200 $103,200
Lowndes $78,200 $103,200
Madison $78,200 $103,200
Marion $78,200 $103,200
Marshall $78,200 $103,200
Monroe $78,200 $103,200
Montgomery $78,200 $103,200
Neshoba $78,200 $103,200
Newton $78,200 $103,200
Noxubee $78,200 $103,200
Oktibbeha $78,200 $103,200
Panola $78,200 $103,200
Pearl River $78,200 $103,200
Perry $78,200 $103,200
Pike $78,200 $103,200
Pontotoc $78,200 $103,200
Prentiss $78,200 $103,200
Quitman $78,200 $103,200
Rankin $78,200 $103,200
Scott $78,200 $103,200
Sharkey $78,200 $103,200
Simpson $78,200 $103,200
Smith $78,200 $103,200
Stone $78,200 $103,200
Sunflower $78,200 $103,200
Tallahatchie $78,200 $103,200
Tate $78,200 $103,200
Tippah $78,200 $103,200
Tishomingo $78,200 $103,200
Tunica $78,200 $103,200
Union $78,200 $103,200
Walthall $78,200 $103,200
Warren $78,200 $103,200
Washington $78,200 $103,200
Wayne $78,200 $103,200
Webster $78,200 $103,200
Wilkinson $78,200 $103,200
Winston $78,200 $103,200
Yalobusha $78,200 $103,200
Yazoo $78,200 $103,200
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