USDA Loans in Missouri

USDA LOAN BENEFITS IN MISSOURI
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN MISSOURI
To qualify for a USDA Loan, the community where you are buying your home should have less than 35,000 people. Large cities in Mimssouri such as St. Louis and Kansas City will not qualify for a USDA Loan because of their size, but many of their suburbs are excellent candidates for a USDA Loan. If you meet the income and credit guidelines, apply now to prequalify for a USDA Loan and let one of our certified USDA Loan agents do the rest of the work in determining if your home qualifies.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Missouri.

Income Limits for Missouri

County Name Family Size 1 -4 Family Size 5 – 8
Adair $78,200 $103,200
Andrew $78,200 $103,200
Atchison $78,200 $103,200
Audrain $78,200 $103,200
Barry $78,200 $103,200
Barton $78,200 $103,200
Bates $78,200 $103,200
Benton $78,200 $103,200
Bollinger $78,200 $103,200
Boone $85,550 $110,100
Buchanan $78,200 $103,200
Butler $78,200 $103,200
Caldwell $86,050 $113,600
Callaway $78,200 $103,200
Camden $78,200 $103,200
Cape Girardeau $78,200 $103,200
Carroll $78,200 $103,200
Carter $78,200 $103,200
Cass $86,050 $113,600
Cedar $78,200 $103,200
Chariton $78,200 $103,200
Christian $78,200 $103,200
Clark $78,200 $103,200
Clay $86,050 $113,600
Clinton $84,300 $113,600
Cole $80,500 $106,250
Cooper $78,200 $103,200
Crawford $78,200 $103,200
Dade $78,200 $103,200
Dallas $78,200 $103,200
Daviess $78,200 $103,200
DeKalb $78,200 $103,200
Dent $78,200 $103,200
Douglas $78,200 $103,200
Dunklin $78,200 $103,200
Franklin $85,700 $113,100
Gasconade $78,200 $103,200
Gentry $78,200 $103,200
Greene $78,200 $103,200
Grundy $78,200 $103,200
Harrison $78,200 $103,200
Henry $78,200 $103,200
Hickory $78,200 $103,200
Holt $78,200 $103,200
Howard $83,400 $110,100
Howell $78,200 $103,200
Iron $78,200 $103,200
Jackson $86,050 $113,600
Jasper $78,200 $103,200
Jefferson $85,700 $113,100
Johnson $78,200 $103,200
Knox $78,200 $103,200
Laclede $78,200 $103,200
Lafayette $86,050 $113,600
Lawrence $78,200 $103,200
Lewis $78,200 $103,200
Lincoln $85,700 $113,100
Linn $78,200 $103,200
Livingston $78,200 $103,200
Macon $78,200 $103,200
Madison $78,200 $103,200
Maries $78,200 $103,200
Marion $78,200 $103,200
McDonald $78,200 $103,200
Mercer $78,200 $103,200
Miller $78,200 $103,200
Mississippi $78,200 $103,200
Moniteau $78,200 $103,200
Monroe $78,200 $103,200
Montgomery $78,200 $103,200
Morgan $78,200 $103,200
New Madrid $7578,200650 $103,200
Newton $78,200 $103,200
Nodaway $78,200 $103,200
Oregon $78,200 $103,200
Osage $80,500 $106,250
Ozark $78,200 $103,200
Pemiscot $78,200 $103,200
Perry $78,200 $103,200
Pettis $78,200 $103,200
Phelps $78,200 $103,200
Pike $78,200 $103,200
Platte $86,050 $113,600
Polk $78,200 $103,200
Pulaski $78,200 $103,200
Putnam $78,200 $103,200
Ralls $78,200 $103,200
Randolph $78,200 $103,200
Ray $86,050 $113,600
Reynolds $78,200 $103,200
Ripley $78,200 $103,200
Saline $78,200 $103,200
Schuyler $78,200 $103,200
Scotland $78,200 $103,200
Scott $78,200 $103,200
Shannon $78,200 $103,200
Shelby $78,200 $103,200
St Charles $85,700 $113,100
St Clair $78,200 $103,200
St Francois $78,200 $103,200
St Louis $85,700 $113,100
St Louis $85,700 $113,100
Ste. Genevieve $78,200 $103,200
Stoddard $78,200 $103,200
Stone $78,200 $103,200
Sullivan $78,200 $103,200
Taney $78,200 $103,200
Texas $78,200 $103,200
Vernon $78,200 $103,200
Warren $85,700 $113,100
Washington $78,200 $103,200
Wayne $78,200 $103,200
Webster $78,200 $103,200
Worth $78,200 $103,200
Wright $78,200 $103,200

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