USDA Loans in Montana

USDA LOAN BENEFITS IN MONTANA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN MONTANA
USDA Loans have flexible underwriting guidelines. In order to qualify for a USDA Loan the home you want to buy must be located in a USDA eligible area. As a general rule, an area is deemed eligible for a USDA Loan if the community has less than 35,000 people. Many cities in Montana will qualify for a USDA Loan.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Montana.

Income Limits for USDA Loans in Montana

County Name Family Size 1 -4 Family Size 5 – 8
Beaverhead $78,200 $103,200
Big Horn $78,200 $103,200
Blaine $78,200 $103,200
Broadwater $78,200 $103,200
Carbon $78,200 $103,200
Carter $78,200 $103,200
Cascade $78,200 $103,200
Chouteau $78,200 $103,200
Custer $78,200 $103,200
Daniels $78,200 $103,200
Dawson $78,200 $103,200
Deer Lodge $78,200 $103,200
Fallon $80,050 $105,650
Fergus $78,200 $103,200
Flathead $78,200 $103,200
Gallatin $82,800 $109,300
Garfield $78,200 $103,200
Glacier $78,200 $103,200
Golden Valley $78,200 $103,200
Granite $78,200 $99,850
Hill $78,200 $103,200
Jefferson $91,200 $120,400
Judith Basin $78,200 $103,200
Lake $78,200 $103,200
Lewis and Clark $84,650 $111,750
Liberty $78,200 $103,200
Lincoln $78,200 $103,200
Madison $78,200 $103,200
McCone $78,200 $103,200
Meagher $78,200 $103,200
Mineral $78,200 $103,200
Missoula $78,200 $103,200
Musselshell $78,200 $103,200
Park $78,200 $103,200
Petroleum $78,200 $103,200
Phillips $78,200 $103,200
Pondera $78,200 $103,200
Powder River $78,200 $99,850
Powell $78,200 $103,200
Prairie $78,200 $103,200
Ravalli $78,200 $103,200
Richland $83,500 $110,200
Roosevelt $78,200 $103,200
Rosebud $78,200 $103,200
Sanders $78,200 $103,200
Sheridan $81,300 $107,300
Silver Bow $78,200 $103,200
Stillwater $85,550 $112,950
Sweet Grass $78,200 $103,200
Teton $78,200 $103,200
Toole $78,200 $103,200
Treasure $78,200 $103,200
Valley $78,200 $103,200
Wheatland $78,200 $103,200
Wibaux $78,200 $103,200
Yellowstone $78,200 $103,200

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