USDA LOAN BENEFITS IN NEBRASKA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.
USDA LOAN ELIGIBILITY IN NEBRASKA
Most of Nebraska is eligible for USDA Loan Financing. USDA Loan eligible areas are rural and suburban communities of 35,000 people or less. While larger cities such as Omaha, Lincoln, and Grand Island do not qualify many of the suburbs to these cities DO qualify. If you meet the income and credit guidelines for a USDA Loan, apply now to get in contact with one of our certified USDA Loan agents and let them do the rest of the work in getting you a USDA Loan.
To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Nebraska.
Income Limits for USDA Loans in Nebraska
| County Name | Family Size 1 -4 | Family Size 5 – 8 |
|---|---|---|
| Adams | $79,700 | $105,200 |
| Antelope | $78,200 | $103,200 |
| Arthur | $78,200 | $103,200 |
| Banner | $78,200 | $103,200 |
| Blaine | $78,200 | $103,200 |
| Boone | $78,200 | $103,200 |
| Box Butte | $78,200 | $103,200 |
| Boyd | $78,200 | $103,200 |
| Brown | $78,200 | $103,200 |
| Buffalo | $82,650 | $109,100 |
| Burt | $75,650 | $103,200 |
| Butler | $78,050 | $103,050 |
| Cass | $83,950 | $113,850 |
| Cedar | $78,200 | $103,200 |
| Chase | $86,250 | $113,850 |
| Cherry | $78,200 | $103,200 |
| Cheyenne | $81,450 | $107,500 |
| Clay | $78,200 | $103,200 |
| Colfax | $78,200 | $103,200 |
| Cuming | $78,200 | $103,200 |
| Custer | $78,200 | $103,200 |
| Dakota | $78,200 | $103,200 |
| Dawes | $78,200 | $103,200 |
| Dawson | $78,200 | $103,200 |
| Deuel | $78,200 | $103,200 |
| Dixon | $78,200 | $103,200 |
| Dodge | $78,200 | $103,200 |
| Douglas | $86,250 | $113,850 |
| Dundy | $78,200 | $103,200 |
| Fillmore | $78,200 | $103,200 |
| Franklin | $78,200 | $103,200 |
| Frontier | $78,200 | $103,200 |
| Furnas | $78,200 | $103,200 |
| Gage | $78,200 | $103,200 |
| Garden | $78,200 | $103,200 |
| Garfield | $78,200 | $103,200 |
| Gosper | $78,200 | $103,200 |
| Grant | $78,200 | $103,200 |
| Greeley | $78,200 | $103,200 |
| Hall | $78,200 | $103,200 |
| Hamilton | $78,200 | $103,200 |
| Harlan | $78,200 | $103,200 |
| Hayes | $78,200 | $103,200 |
| Hitchcock | $78,200 | $103,200 |
| Holt | $78,200 | $103,200 |
| Hooker | $78,200 | $103,200 |
| Howard | $78,200 | $103,200 |
| Jefferson | $78,200 | $103,200 |
| Johnson | $78,200 | $103,200 |
| Kearney | $78,200 | $102,300 |
| Keith | $78,200 | $103,200 |
| Keya Paha | $78,200 | $103,200 |
| Kimball | $78,200 | $103,200 |
| Knox | $78,200 | $103,200 |
| Lancaster | $82,800 | $109,300 |
| Lincoln | $78,000 | $102,950 |
| Logan | $78,200 | $103,200 |
| Loup | $78,200 | $103,200 |
| Madison | $78,200 | $103,200 |
| McPherson | $78,200 | $103,200 |
| Merrick | $78,200 | $103,200 |
| Morrill | $78,200 | $103,200 |
| Nance | $78,200 | $103,200 |
| Nemaha | $82,250 | $108,550 |
| Nuckolls | $78,200 | $103,200 |
| Otoe | $78,200 | $102,300 |
| Pawnee | $78,200 | $103,200 |
| Perkins | $80,350 | $103,200 |
| Phelps | $80,350 | $101,100 |
| Pierce | $78,200 | $103,200 |
| Platte | $75,650 | $103,200 |
| Polk | $78,200 | $103,200 |
| Red Willow | $78,200 | $103,200 |
| Richardson | $78,200 | $103,200 |
| Rock | $78,200 | $103,200 |
| Saline | $78,200 | $103,200 |
| Sarpy | $86,250 | $113,850 |
| Saunders | $88,700 | $117,100 |
| Scotts Bluff | $78,200 | $103,200 |
| Seward | $90,300 | $119,200 |
| Sheridan | $78,200 | $103,200 |
| Sherman | $78,200 | $103,200 |
| Sioux | $78,200 | $103,200 |
| Stanton | $78,200 | $103,200 |
| Thayer | $78,200 | $103,200 |
| Thomas | $78,200 | $103,200 |
| Thurston | $78,200 | $103,200 |
| Valley | $78,200 | $103,200 |
| Washington | $86,250 | $113,850 |
| Wayne | $83,800 | $110,600 |
| Webster | $78,200 | $103,200 |
| Wheeler | $78,200 | $103,200 |
| York | $78,200 | $103,200 |
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