USDA Loans in North Dakota

USDA LOAN BENEFITS IN NORTH DAKOTA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN NORTH DAKOTA
If you live in a community that has around 35,000 people or less than its likely that your community is eligible for a USDA Loan. The communities are defined by the USDA Loan program and are not as clearly defined as city lines. So if you meet the income and credit guidelines, apply for a USDA Loan now and let one of our certified USDA Loan agents do the rest of the work to determine if your home is eligible.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in North Dakota.

Income Limits for North Dakota

County Name Family Size 1-4 Family Size 5-8
Adams $90,400 $119,350
Barnes $90,400 $119,350
Benson $90,400 $119,350
Billings $90,400 $119,350
Bottineau $90,400 $119,350
Bowman $90,400 $122,050
Burke $90,400 $119,350
Burleigh $96,950 $127,950
Cass $90,400 $115,850
Cavalier $90,850 $119,900
Dickey $90,400 $119,350
Divide $90,400 $119,350
Dunn $92,450 $122,050
Eddy $90,400 $119,350
Emmons $90,400 $119,350
Foster $90,400 $119,350
Golden Valley $90,400 $119,350
Grand Forks $90,400 $112,150
Grant $90,400 $119,350
Griggs $90,400 $119,350
Hettinger $90,400 $119,350
Kidder $90,400 $119,350
LaMoure $90,400 $119,350
Logan $90,400 $119,350
McHenry $90,400 $119,350
McIntosh $90,400 $119,350
McKenzie $90,850 $119,900
McLean $90,400 $119,350
Mercer $96,400 $127,250
Morton $96,950 $127,950
Mountrail $90,850 $119,900
Nelson $90,400 $119,350
Oliver $96,150 $119,350
Pembina $90,400 $119,350
Pierce $90,400 $119,350
Ramsey $90,400 $119,350
Ransom $90,400 $119,350
Renville $90,850 $119,900
Richland $90,650 $119,650
Rolette $90,400 $119,350
Sargent $90,400 $119,350
Sheridan $90,400 $119,350
Sioux $90,400 $119,350
Slope $90,650 $125,550
Stark $95,100 $112,150
Steele $90,400 $119,350
Stutsman $90,400 $119,350
Towner $90,400 $119,350
Traill $90,400 $119,350
Walsh $90,400 $119,350
Ward $90,400 $119,350
Wells $90,400 $119,350
Williams $92,450 $122,050
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