USDA Loans in Ohio

USDA LOAN BENEFITS IN OHIO
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN OHIO
Ohio has many USDA Loan eligible areas and some may surprise you. Downtown areas of Columbus, Cleveland and Cincinnati will not be eligible but you may be shocked to find out that many cities just outside these areas are USDA Loan eligible. If you are wondering if your area is eligible please contact one of our certified USDA Loan agents to discuss the exact areas that qualify.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Ohio.

Income Limits for Ohio

County Name Family Size 1-4 Family Size 5-8
Adams $78,200 $103,200
Allen $78,200 $103,200
Ashland $78,200 $103,200
Ashtabula $78,200 $103,200
Athens $78,200 $103,200
Auglaize $78,200 $103,200
Belmont $78,200 $103,200
Brown $78,200 $103,200
Butler $85,900 $113,400
Carroll $78,200 $103,200
Champaign $78,200 $103,200
Clark $78,200 $103,200
Clermont $85,900 $113,400
Clinton $78,200 $103,200
Columbiana $78,200 $103,200
Coshocton $78,200 $103,200
Crawford $78,200 $103,200
Cuyahoga $78,200 $103,200
Darke $78,200 $103,200
Defiance $78,200 $103,200
Delaware $85,550 $112,950
Erie $78,200 $103,200
Fairfield $85,550 $112,950
Fayette $78,200 $103,200
Franklin $85,550 $112,950
Fulton $78,200 $103,200
Gallia $78,200 $103,200
Geauga $78,200 $103,200
Greene $78,200 $103,200
Guernsey $78,200 $103,200
Hamilton $85,900 $113,400
Hancock $79,800 $105,350
Hardin $78,200 $103,200
Harrison $78,200 $103,200
Henry $78,200 $103,200
Highland $78,200 $103,200
Hocking $78,200 $103,200
Holmes $78,200 $103,200
Huron $78,200 $103,200
Jackson $78,200 $103,200
Jefferson $78,200 $103,200
Knox $78,200 $103,200
Lake $78,200 $100,400
Lawrence $78,200 $103,200
Licking $85,550 $112,950
Logan $78,200 $103,200
Lorain $78,200 $100,400
Lucas $78,200 $103,200
Madison $85,550 $112,950
Mahoning $78,200 $103,200
Marion $78,200 $103,200
Medina $78,200 $100,400
Meigs $78,200 $103,200
Mercer $78,200 $101,000
Miami $78,200 $103,200
Monroe $78,200 $103,200
Montgomery $78,200 $103,200
Morgan $78,200 $103,200
Morrow $85,550 $112,950
Muskingum $78,200 $103,200
Noble $78,200 $103,200
Ottawa $78,200 $103,200
Paulding $78,200 $103,200
Perry $78,200 $103,200
Pickaway $85,550 $112,950
Pike $78,200 $103,200
Portage $78,200 $101,000
Preble $78,200 $103,200
Putnam $87,200 $115,100
Richland $78,200 $103,200
Ross $78,200 $103,200
Sandusky $78,200 $103,200
Scioto $78,200 $103,200
Seneca $78,200 $103,200
Shelby $78,200 $103,200
Stark $78,200 $103,200
Summit $78,200 $101,000
Trumbull $78,200 $103,200
Tuscarawas $78,200 $103,200
Union $95,650 $126,250
Van Wert $78,200 $103,200
Vinton $78,200 $103,200
Warren $85,900 $113,400
Washington $78,200 $103,200
Wayne $78,200 $103,200
Williams $78,200 $103,200
Wood $78,200 $103,200
Wyandot $78,200 $103,200

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