USDA Loans in Oregon

USDA LOAN BENEFITS IN OREGON
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

USDA LOAN ELIGIBILITY IN OREGON
To qualify for a USDA Loan, the home you wish to purchase in an area approved by the USDA Loan program. Typically, these cities will have a population of less than 35,000 people. The areas are not as clearly defined by city lines but are established by the USDA Loan program guidelines. If you meet the income and credit guidelines, apply now for a USDA Loan and let one of our certified USDA Loan agents do the rest of the work to determine if the home you wish to purchase will qualify.

To qualify for a USDA Loan, USDA Loan Underwriters will want to make sure that you meet income guidelines. USDA Loan income guidelines are based off of your household size and the county of your residence. Below is a list of income limits by county in Oregon.

Income Limits for Oregon

County Name Family Size 1-4 Family Size 5-8
Baker $78,200 $103,200
Benton $94,100 $124,200
Clackamas $85,900 $113,400
Clatsop $78,200 $103,200
Columbia $85,900 $113,400
Coos $78,200 $103,200
Crook $78,200 $103,200
Curry $78,200 $103,200
Deschutes $78,200 $103,200
Douglas $78,200 $103,200
Gilliam $78,200 $103,200
Grant $78,200 $103,200
Harney $78,200 $103,200
Hood River $78,200 $103,200
Jackson $78,200 $103,200
Jefferson $78,200 $103,200
Josephine $78,200 $103,200
Klamath $78,200 $103,200
Lake $78,200 $103,200
Lane $78,200 $103,200
Lincoln $78,200 $103,200
Linn $78,200 $103,200
Malheur $78,200 $103,200
Marion $78,200 $103,200
Morrow $78,200 $103,200
Multnomah $85,900 $113,400
Polk $78,200 $103,200
Sherman $78,200 $103,200
Tillamook $78,200 $103,200
Umatilla $78,200 $103,200
Union $78,200 $103,200
Wallowa $78,200 $103,200
Wasco $78,200 $103,200
Washington $85,900 $113,400
Wheeler $78,200 $103,200
Yamhill $85,900 $113,400

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