USDA Loans in Pennsylvania

USDA LOAN BENEFITS IN PENNSYLVANIA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

PENNSYLVANIA USDA ELIGIBLE AREAS
There are many areas in Pennsylvania that are eligible for the USDA Loan. You should never assume an area will not qualify because the lines dividing the areas are not always as straightforward as city lines. A common misconception is that the home needs to be a farm or in a farm setting. Areas with a population of 35,000 people or less will qualify and many eligible areas may surprise you. To learn more call 855-900-USDA or Get Started here.

Income Limits for Pennsylvania

County Name Family Size 1-4 Family Size 5-8
Adams $84,150 $111,100
Allegheny $83,500 $110,200
Armstrong $78,200 $103,200
Beaver $83,500 $110,200
Bedford $78,200 $103,200
Berks $81,500 $107,600
Blair $78,200 $103,200
Bradford $78,200 $103,200
Bucks $95,650 $126,250
Butler $83,500 $110,200
Cambria $78,200 $103,200
Cameron $78,200 $103,200
Carbon $84,400 $111,400
Centre $86,250 $113,850
Chester $95,650 $126,250
Clarion $78,200 $103,200
Clearfield $78,200 $103,200
Clinton $78,200 $103,200
Columbia $78,200 $103,200
Crawford $78,200 $103,200
Cumberland $85,900 $113,400
Dauphin $85,900 $113,400
Delaware $95,650 $126,250
Elk $78,200 $103,200
Erie $78,200 $103,200
Fayette $83,500 $110,200
Forest $78,200 $103,200
Franklin $78,200 $103,200
Fulton $78,200 $103,200
Greene $78,200 $103,200
Huntingdon $78,200 $103,200
Indiana $78,200 $103,200
Jefferson $78,200 $103,200
Juniata $78,200 $103,200
Lackawanna $78,200 $103,200
Lancaster $81,800 $103,200
Lawrence $78,200 $103,200
Lebanon $78,200 $103,200
Lehigh $84,400 $111,400
Luzerne $78,200 $103,200
Lycoming $78,200 $103,200
McKean $78,200 $103,200
Mercer $78,200 $103,200
Mifflin $78,200 $103,200
Monroe $79,200 $104,550
Montgomery $95,650 $126,250
Montour $78,200 $103,200
Northampton $84,400 $111,400
Northumberland $78,200 $103,200
Perry $85,900 $113,400
Philadelphia $95,650 $126,250
Pike $81,450 $107,500
Potter $78,200 $103,200
Schuylkill $78,200 $103,200
Snyder $78,200 $103,200
Somerset $78,200 $103,200
Sullivan $78,200 $103,200
Susquehanna $78,200 $103,200
Tioga $78,200 $103,200
Union $78,200 $103,200
Venango $78,200 $103,200
Warren $78,200 $103,200
Washington $83,500 $110,200
Wayne $78,200 $103,200
Westmoreland $83,500 $110,200
Wyoming $78,200 $103,200
York $81,850 $108,050

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