USDA Loans in South Dakota

USDA LOAN BENEFITS IN SOUTH DAKOTA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

SOUTH DAKOTA USDA ELIGIBILITY
Virtually the entire Mount Rushmore state is eligible for USDA financing. USDA guidelines state that a city or town with less than 35,000 people should qualify for a USDA Loan. In order to qualify for a USDA Loan your household income will need to fall within the specified county limits. The income limits can be found below. To begin the qualification process for a USDA Loan contact one of our agents today.

Income Limits for USDA Loans in South Dakota

County Name Family Size 1-4 Family Size 5-8
Aurora $78,200 $103,200
Beadle $78,200 $103,200
Bennett $78,200 $103,200
Bon Homme $78,200 $103,200
Brookings $78,200 $102,150
Brown $79,550 $105,000
Brule $78,200 $103,200
Buffalo $78,200 $103,200
Butte $78,200 $103,200
Campbell $78,200 $103,200
Charles Mix $78,200 $103,200
Clark $79,350 $104,750
Clay $79,950 $105,550
Codington $78,200 $103,200
Corson $78,200 $103,200
Custer $78,200 $103,200
Davison $78,200 $103,200
Day $78,200 $103,200
Deuel $78,200 $103,200
Dewey $78,200 $103,200
Douglas $78,200 $103,200
Edmunds $82,250 $108,550
Fall River $78,200 $103,200
Faulk $78,200 $103,200
Grant $78,200 $103,200
Gregory $78,200 $103,200
Haakon $78,200 $104,750
Hamlin $78,200 $103,200
Hand $78,200 $103,200
Hanson $80,650 $106,450
Harding $78,200 $103,200
Hughes $97,750 $129,050
Hutchinson $78,200 $103,200
Hyde $81,450 $107,500
Jackson $78,200 $103,200
Jerauld $78,200 $99,850
Jones $78,200 $99,850
Kingsbury $78,200 $99,850
Lake $83,600 $110,350
Lawrence $79,350 $104,750
Lincoln $88,350 $109,550
Lyman $78,200 $103,200
Marshall $80,650 $106,450
McCook $88,350 $116,600
McPherson $78,200 $103,200
Meade $78,200 $103,200
Mellette $78,200 $103,200
Miner $78,200 $103,200
Minnehaha $88,350 $116,600
Moody $78,200 $100,650
Pennington $78,200 $103,200
Perkins $78,200 $103,200
Potter $78,200 $103,200
Roberts $78,200 $103,200
Sanborn $78,200 $103,200
Shannon $78,200 $103,200
Spink $78,200 $103,200
Stanley $78,200 $103,200
Sully $87,550 $115,550
Todd $78,200 $103,200
Tripp $78,200 $103,200
Turner $88,350 $116,600
Union $78,200 $103,200
Walworth $78,200 $103,200
Yankton $81,800 $108,000
Ziebach $78,200 $103,200
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