USDA LOAN BENEFITS IN UTAH
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.
To qualify for a USDA Home Loan a property must be free from major defects, must not be considered an income producing property, and must be a stick built home. Homes that have wells and septic tanks can qualify for USDA financing. However, if the property does have a well it will need to be tested for bacteria and nitrates by a state agency.
WHY USDA IN USDA?
USDA Home Loans offer less strict credit requirements in addition to 100% financing. The rates are among the lowest of any government loan and you can close your loan in roughly 45 days. The USDA Home Loan is a great loan for those individuals with credit profiles that are limited or below average. Are you ready to get started?
| County Name | Family Size 1-4 | Family Size 5-8 |
|---|---|---|
| Beaver | $80,200 | $105,850 |
| Box Elder | $80,200 | $105,850 |
| Cache | $80,200 | $105,850 |
| Carbon | $80,200 | $105,850 |
| Daggett | $80,200 | $105,850 |
| Davis | $88,100 | $116,300 |
| Duchesne | $80,200 | $105,850 |
| Emery | $80,200 | $105,850 |
| Garfield | $80,200 | $105,850 |
| Grand | $80,200 | $105,850 |
| Iron | $80,200 | $105,850 |
| Juab | $80,200 | $102,650 |
| Kane | $80,200 | $105,850 |
| Millard | $80,200 | $105,850 |
| Morgan | $88,100 | $116,300 |
| Piute | $80,200 | $105,850 |
| Rich | $80,200 | $105,850 |
| Salt Lake | $86,700 | $114,450 |
| San Juan | $80,200 | $105,850 |
| Sanpete | $80,200 | $105,850 |
| Sevier | $80,200 | $105,850 |
| Summit | $97,750 | $124,850 |
| Tooele | $82,800 | $109,300 |
| Uintah | $80,200 | $105,350 |
| Utah | $80,200 | $105,850 |
| Wasatch | $85,300 | $112,600 |
| Washington | $80,200 | $105,850 |
| Wayne | $80,200 | $105,850 |
| Weber | $88,100 | $116,300 |
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