USDA Loans in West Virginia

USDA LOAN BENEFITS IN WEST VIRGINIA
USDA Home Loans offer flexible credit requirements along with NO MONEY DOWN. The interest rates are competitive and you can close your loan in roughly 45 days. The USDA Home loan is a great loan for those individuals with limited and average or below average credit profiles. A credit score of 620 is required to qualify for a USDA Loan, and a credit score of 640 drastically increases your chances. If you are close to either of these credit scores, contact one of our USDA Loan agents today to see how we can help you improve your credit score.

WEST VIRGINIA USDA ELIGIBILITY
With the state not dominated by metropolitan areas, the majority of West Virginia is USDA eligible. Most communities with 35,000 or fewer residence are eligible for USDA Loans. There are a few requirements, such as income limits for each county and the home must be of wood frame construction. Manufactured homes that were previously owned do not qualify for USDA Rural Development Loans. If you are wondering if your area qualifies please contact one of our agents to discuss the exact areas that qualify.

Income Limits for West Virginia

County Name Family Size 1-4 Family Size 5-8
Barbour $78,200 $103,200
Berkeley $96,150 $126,900
Boone $78,200 $103,200
Braxton $78,200 $103,200
Brooke $78,200 $103,200
Cabell $78,200 $103,200
Calhoun $78,200 $103,200
Clay $78,200 $103,200
Doddridge $78,200 $103,200
Fayette $78,200 $103,200
Gilmer $78,200 $103,200
Grant $78,200 $103,200
Greenbrier $78,200 $103,200
Hampshire $84,900 $112,050
Hancock $78,200 $103,200
Hardy $78,200 $103,200
Harrison $78,200 $103,200
Jackson $78,200 $103,200
Jefferson $94,300 $124,500
Kanawha $78,200 $103,200
Lewis $78,200 $103,200
Lincoln $78,200 $103,200
Logan $78,200 $103,200
Marion $78,200 $103,200
Marshall $78,200 $103,200
Mason $78,200 $103,200
McDowell $78,200 $103,200
Mercer $78,200 $103,200
Mineral $96,150 $126,900
Mingo $78,200 $103,200
Monongalia $78,200 $103,200
Monroe $78,200 $103,200
Morgan $96,150 $126,900
Nicholas $78,200 $103,200
Ohio $78,200 $103,200
Pendleton $78,200 $103,200
Pleasants $78,200 $103,200
Pocahontas $78,200 $103,200
Preston $78,200 $103,200
Putnam $78,200 $103,200
Raleigh $78,200 $103,200
Randolph $78,200 $103,200
Ritchie $78,200 $103,200
Roane $78,200 $103,200
Summers $78,200 $103,200
Taylor $78,200 $103,200
Tucker $78,200 $103,200
Tyler $78,200 $103,200
Upshur $78,200 $103,200
Wayne $78,200 $103,200
Webster $78,200 $103,200
Wetzel $78,200 $103,200
Wirt $78,200 $103,200
Wood $78,200 $103,200
Wyoming $78,200 $103,200

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